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Active - House for sale

109 Sand Oak Blvd, Panama City Beach, FL 32413

3 bds|2 bth + 1 half|1,560 sqft

Facts & features

House Property type
48 days on Beycome
2008 Year built
$195 Price/Sqft.
$830/qtr HOA
24,394 sqft Lot size

Why you’ll love it

  • Pool
  • Attached garage
  • Stainless steel
  • Vaulted ceilings

Located in Whisper Dunes on the desirable west end of the beach. This condo has it all. Vaulted ceilings. Brand new stainless appliances. New luxury lvp flooring. New paint throughout. Attached garage. Walk in closet. Full laundry room. Large linen closet. Porch with green area. Large pool with cabana for entertaining. Garage. Beautifully maintained very quiet neighborhood. Close to beach, grocery, and shopping. All new furnishings are included! (All room measurements are approximate )

Translating description...

Listings courtesy of Beycome.

Listed by: Steven Koleno • (804) 656-5007 • BEYCOME OF FLORIDA LLC

Co-listed by: BEYCOME OF FLORIDA LLC

Source: Beycome, MLS#: 17130154

Based on info available as of Nov 3, 2026 at 9:00 PM EST.

Come see by yourself

Affordability

$200,000$410,000
1%20%
0%90%
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Estimated monthly payment

$2,022/mo

  • Mortgage$1,537
  • Property tax$208
  • HOA fee
  • Homeowners insurance
Due at closing$241,680
Down payment held in escrow$60,800
Closing costs$4,560
beycome credit Est.$6,080

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Panama City Beach

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright Beycome ©2026. Based on information as of Nov 03, 2026 at 09:00pm EST.

$304,000 Listed price
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