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Active - Townhouse for sale

1116 SHIPWATCH CIRCLE, Tampa, FL

2 bds|2 bth + 1 half|1,321 sqft

Facts & features

Townhouse Property type
90 days on Beycome
1991 Year built
$506 Price/Sqft.
1 car garage Parking
$534/mo HOA
1,663 sqft Lot size

Why you’ll love it

  • New roof
  • Community pool
  • Private deck
  • High ceilings
  • Walk-in closet

PRICE REDUCTION! Experience elevated coastal living in this impeccably maintained and beautifully updated Harbour Island townhome, set within a desirable community offering 24-hour gated security. Harbour Homes feels private, peaceful, and tucked away while placing you moments from everything downtown Tampa has to offer. Step inside and you are greeted by abundant natural light, soaring ceilings, and a bright, open layout designed for comfortable everyday living and effortless entertaining. The kitchen opens to the main living area, where new French doors lead to a private deck—perfect for seamless indoor-outdoor living. Thoughtful updates throughout the home include shiplap accent walls, luxury vinyl plank flooring, and an updated powder bathroom conveniently located on the first floor, adding warmth, style, and everyday functionality. Upstairs, the spacious primary suite offers high ceilings, an oversized, custom-designed walk-in closet, and a beautifully remodeled spa-like bathroom, creating a true retreat. The second bedroom also features an en-suite bathroom and a custom designed closet to maximize space and minimize clutter. Enjoy the added benefit of a whole house water softener and upstairs laundry for convenience. Toast the sunset from your private deck while overlooking the neighborhood courtyard, complete with a pavered pathway, peaceful fountain, and lush landscaping. This home is also just steps from the expansive community pool and spa that features a heater/chiller for comfort all year long. A major 2026 community enhancement included the replacement of all roofs throughout Harbour Homes, adding peace of mind, improved protection, and long-term value for homeowners. Nestled in one of Tampa’s most sought-after locations, this home offers effortless access to the city’s thriving downtown scene. The Harbour Island Marina is close by and one of the many benefits of living here is the opportunity to purchase/own a boat slip at the marina. Enjoy a short stroll to Water Street, Amalie Arena, Sparkman Wharf, Channelside, Life Time Fitness, and the Riverwalk, where you will find excellent restaurants, coffee shops, and weekend farmers markets. Arts, culture, sports venues, and the trolley to Ybor City are all nearby. Harbour Homes is a beautifully maintained and landscaped neighborhood with brand new tile roofs, tree-lined streets, and the secure, relaxed lifestyle Harbour Island is known for. This turn-key residence is an exceptional opportunity for anyone seeking easy living in the heart of Tampa. Do not miss your chance to own a home where thoughtful upgrades, beautiful details, and a prime location come together seamlessly.

Translating description...

Listings courtesy of KELLER WILLIAMS TAMPA CENTRAL as distributed by MLS GRID.

Listed by: Jill Neuman • jillkaren.neuman@gmail.com • KELLER WILLIAMS TAMPA CENTRAL

Co-listed by: KELLER WILLIAMS TAMPA CENTRAL

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8536366 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$435,000$905,000
1%20%
0%90%
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Estimated monthly payment

$4,221/mo

  • Mortgage$3,383
  • Property tax$304
  • HOA fee
  • Homeowners insurance
Due at closing$531,855
Down payment held in escrow$133,800
Closing costs$10,035
beycome credit Est.$13,380

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$13,380 Credit back

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Travel times

About Harbor Homes Ph One

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 11 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$669,000 Listed price

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$13,380 Credit back

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