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Active - House for sale

114 4TH STREET NW, Ruskin, FL

3 bds|2 bth|1,281 sqft

Facts & features

House Property type
22 days on Beycome
1968 Year built
$229 Price/Sqft.
12,960 sqft Lot size

Why you’ll love it

Beautifully updated and situated on nearly one-third of an acre, this Ruskin home brings together modern finishes, flexible living space, and major improvements already completed. A BRAND-NEW ROOF installed in September 2026, an updated electrical panel (2026), and HVAC, water heater, and windows replaced in 2024 offer added confidence as you settle into your next chapter. Covered parking welcomes you home, while inside, vinyl plank flooring flows throughout the open-concept layout. The updated kitchen anchors the living space with quartz countertops, stainless steel appliances, and a statement island featuring a waterfall edge and generous barstool seating. From your morning coffee to weekend gatherings, this space keeps everyone connected. With three bedrooms and two bathrooms, you'll have ample space to enjoy for years to come. The primary bedroom features an updated ensuite bathroom, creating a comfortable retreat at the end of the day. Outside, the spacious lot offers room to garden, entertain, or create the outdoor setup you’ve been imagining. A detached shed provides convenient storage for tools, equipment, and seasonal extras, keeping everyday living spaces free of clutter. Beyond the home, Ruskin offers the laid-back waterfront lifestyle that makes this stretch of Tampa Bay special. Spend a morning fishing or kayaking at E.G. Simmons Conservation Park, launch a boat at the Ruskin Commongood Boat Ramp to explore the Little Manatee River and lower Tampa Bay, or head to Sunset Bar & Grill at Little Harbor for waterfront dining as the sun goes down. It’s the kind of place where a day on the water and dinner with a view can become part of your regular routine. With a generous yard, thoughtful updates, and so much of the big-ticket work already handled, this home gives you more time to enjoy it.

Translating description...

Listings courtesy of MAVREALTY as distributed by MLS GRID.

Listed by: Jessica Pierce • Realtorjessicaviola@gmail.com • MAVREALTY

Co-listed by: MAVREALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8560634 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$190,000$395,000
1%20%
0%90%
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Estimated monthly payment

$1,601/mo

  • Mortgage$1,482
  • Property tax$119
  • HOA fee
  • Homeowners insurance
Due at closing$232,935
Down payment held in escrow$58,600
Closing costs$4,395
beycome credit Est.$5,860

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$5,860 Credit back

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Travel times

About Ruskin City Map Of

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$293,000 Listed price

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$5,860 Credit back

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