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Active - House for sale

1144 MONROE AVENUE, St. Cloud, FL

3 bds|2 bth|1,230 sqft

Facts & features

House Property type
212 days on Beycome
1986 Year built
$244 Price/Sqft.
2 car garage Parking
$196/mo HOA
4,661 sqft Lot size

Why you’ll love it

Landscaping is included in HOA. This home is perfect for downsizing or your First Home. Close to St Cloud City and Shopping. This Quaint 3 Bed home in the desirable Palamar Oaks Village with a community pool, is in a convenient location. . With vision, you can transform and update this home to the ideal retreat. Inside, you’ll find a BRIGHT OPEN FLOOR PLAN with VAULTED CEILINGS, ABUNDANT NATURAL LIGHT, TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, and a cozy WOOD-BURNING FIREPLACE that creates a warm focal point. The kitchen features NEWER STAINLESS STEEL APPLIANCES, ample cabinetry, and a BREAKFAST BAR, flowing seamlessly into the living space and out to an ENCLOSED/SCREENED PATIO—perfect for relaxing or entertaining while overlooking the backyard. The thoughtfully designed layout offers a SPLIT-BEDROOM FEEL FOR ADDED PRIVACY, including a spacious PRIMARY SUITE WITH PRIVATE BATH, plus two additional bedrooms with generous closet space. Additional highlights include INDOOR LAUNDRY WITH WASHER & DRYER (2024/2025), a SPACIOUS 2-CAR GARAGE, and major updates including ROOF (2018), A/C (2021), and WATER HEATER (2025). Enjoy community amenities including a POOL, CLUBHOUSE, AND MAINTAINED GROUNDS, all conveniently located near St. Cloud Lakefront Park, Downtown St. Cloud, shopping, dining, US-192, and the Florida's Turnpike. MOVE-IN READY AND FULL OF VALUE—THIS IS ONE YOU DON’T WANT TO MISS.

Translating description...

Listings courtesy of KELLER WILLIAMS ADVANTAGE III as distributed by MLS GRID.

Listed by: Karlene Grimes • karlenegrimes@gmail.com • KELLER WILLIAMS ADVANTAGE III

Co-listed by: KELLER WILLIAMS ADVANTAGE III

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6399059 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$195,000$405,000
1%20%
0%90%
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Estimated monthly payment

$1,862/mo

  • Mortgage$1,516
  • Property tax$149
  • HOA fee
  • Homeowners insurance
Due at closing$238,421
Down payment held in escrow$59,980
Closing costs$4,499
beycome credit Est.$5,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Palamar Oaks Village Rep

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$299,900 Listed price

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$5,998 Credit back

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