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Active - House for sale

1186 GASPARILLA DRIVE NE, St Petersburg, FL

3 bds|3 bth|2,481 sqft

Facts & features

House Property type
37 days on Beycome
1989 Year built
$308 Price/Sqft.
2 car garage Parking
$268/mo HOA
8,529 sqft Lot size

Why you’ll love it

Bring your vision to one of the most livable floor plans in gated Caya Costa, the never-flooded, staffed-gate boating community in Northeast St. Petersburg with a private boat ramp and community boat storage. This single-story 3-bedroom, 3-bath pool home offers 2,481 sq ft on a 75 x 115 lot with a two-car garage, and the architecture that is hardest to create is already here: 12-foot ceilings in the kitchen, 10-foot ceilings throughout, and 8-foot walls of glass. In the family room, 8-foot triple sliders pocket completely against the exterior wall, opening the room to a screened lanai, pavered pool deck and propane-heated spa for true indoor-outdoor living. The formal living room's double 8-foot sliders look across the pool to the preserve behind the home, so there are no rear neighbors in view. The home is well maintained but its finishes are original to its era, making this a value-add opportunity for a buyer ready to renovate. The bones support a finish-level update rather than structural work: kitchen, primary bath, flooring, paint, lighting and the floor-to-ceiling brick fireplace surround are ready for your design. Hardwood in the family room, tile in the kitchen and plantation shutters are in place. The first-floor primary suite opens directly to the pool and includes a large bath with dual sinks, a vanity station and a window seat. The kitchen has a breakfast bar and an eat-in dining area with an arched, shuttered window. Key systems and costs are known: roof replaced 2011, HVAC systems 2021 and 2025, and an assumable NFIP flood policy at $1,974 per year. This home has NEVER flooded — not during the historic flooding of 2024, when no home in Caya Costa took water, and never before that. Fenced, dog-friendly yard and screened porch. Caya Costa amenities include a 24/7 manned gated entry, community pool and hot tub with covered gazebo, tennis and pickleball courts, a canal-side fishing pier, privately maintained roads, and a boat storage yard for boats, trailers, wave runners, kayaks and paddleboards with private ramp access. Close to Carillon Business Center, Raymond James, Franklin Templeton, Jabil and Downtown St. Petersburg, with quick access across the bay to Tampa International Airport, Westshore, Hyde Park, Water Street and Benchmark International Arena. Publix, Whole Foods, Trader Joe's and a public park are nearby.

Translating description...

Listings courtesy of RE/MAX ACTION FIRST OF FLORIDA as distributed by MLS GRID.

Listed by: J. David Vann • vannteam@gmail.com • RE/MAX ACTION FIRST OF FLORIDA

Co-listed by: RE/MAX ACTION FIRST OF FLORIDA

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8556679 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$495,000$1,035,000
1%20%
0%90%
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Estimated monthly payment

$4,698/mo

  • Mortgage$3,868
  • Property tax$562
  • HOA fee
  • Homeowners insurance
Due at closing$608,175
Down payment held in escrow$153,000
Closing costs$11,475
beycome credit Est.$15,300

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About San Carlos Sec Of Riviera Bay

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$765,000 Listed price

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