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Active - House for sale

St Charles, IL

4 bds|3 bth + 1 half|3,864 sqft

Facts & features

House Property type
9 days on Beycome
1996 Year built
$256 Price/Sqft.
2 car garage Parking
$623/mo HOA

Why you’ll love it

RARELY AVAILABLE MAIN-FLOOR LIVING WITH TRANQUIL WOODED VIEWS, JUST STEPS FROM DOWNTOWN ST. CHARLES THE RIVERWALK AND MINUTES FROM GENEVA! Nestled along a quiet private drive and the Fox River discover the perfect blend of elegance, comfort, and craftsmanship in this beautifully appointed brick duplex townhome offering 4 spacious bedrooms, 3 full bathrooms and a full finished basement. Designed for effortless main-floor living, the home welcomes you with soaring vaulted ceilings, hardwood floors, and a stunning wall of windows that fills the living spaces with natural light and picturesque wooded views. A warm and inviting fireplace anchors the living room, while the generously sized kitchen that features an expansive center island, abundant cabinetry, and seamless access to a separate dining area, ideal for everyday living and entertaining. The sought-after MAIN-FLOOR PRIMARY SUITE offers a spacious private bath with dual vanities, separate walk in shower and luxury walk-in closet, complemented by main-floor laundry. Upstairs, three generously sized bedrooms and a full bath provide wonderful flexibility for guests, family, or a home office. The impressive finished lower level is truly an extension of the home, featuring 10-foot ceilings a full bar, a second fireplace, full bathroom, exercise room, abundant storage room with ample shelving. This is an exceptional space for entertaining or relaxing. Completing this exceptional property is a luxury attached 2-car garage with epoxy flooring, tall ceilings, and built-in cabinetry. Enjoy the ease of main-floor living with downtown St. Charles and Geneva only minutes from your doorstep, this is a rare opportunity to enjoy a low-maintenance lifestyle in a truly special setting.

Translating description...

Listings courtesy of Berkshire Hathaway HomeServices Starck Real Estate as distributed by MLS GRID.

Listed by: Jennifer Strubler • Berkshire Hathaway HomeServices Starck Real Estate

Co-listed by: Berkshire Hathaway HomeServices Starck Real Estate

Source: MRED as distributed by MLS GRID, MLS#: 12797263 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 1:28 PM EST.

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Affordability

$645,000$1,335,000
1%20%
0%90%
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Estimated monthly payment

$6,891/mo

  • Mortgage$5,006
  • Property tax$1,262
  • HOA fee
  • Homeowners insurance
Due at closing$787,050
Down payment held in escrow$198,000
Closing costs$14,850
beycome credit Est.$19,800

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$19,800 Credit back

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Travel times

About Willowgate

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 01:28pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$990,000 Listed price

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$19,800 Credit back

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