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Active - House for sale

12078 SE 91ST TERRACE, Summerfield, FL

2 bds|2 bth|1,870 sqft

Facts & features

House Property type
20 days on Beycome
2004 Year built
$191 Price/Sqft.
2 car garage Parking
$214/mo HOA
7,841 sqft Lot size

Why you’ll love it

THE UPGRADES ARE DONE. THE LIVING IS EASY! Discover this desirable GRANVILLE MODEL in Spruce Creek Golf & Country Club, a gated 55+ golf community. Offering approximately 1,870 sq. ft. of single-level living, this beautifully maintained home features 2 bedrooms, 2 bathrooms, a versatile den, and a 2-car garage. The bright, open living and dining areas flow into a welcoming kitchen with granite countertops, warm wood cabinetry, a breakfast bar, and a separate dining nook. French doors open to a versatile den featuring a custom cherrywood Murphy bed wall with built-in cabinetry, perfect for a home office, hobby room, or guest accommodations. The spacious primary suite features a walk-in closet and an updated bath with dual vanities, a glass-enclosed shower, and a separate soaking tub. ENJOY AN ADDITIONAL 40' X 10' ENCLOSED LANAI, approximately 400 sq. ft. NOT INCLUDED in the home's 1,870 sq. ft. living area! With expansive windows, ceramic tile flooring, custom shades, and a dedicated SPLIT A/C SYSTEM for heating and cooling, this inviting Florida room overlooks lush landscaping and offers year-round enjoyment. MAJOR IMPROVEMENTS include a ROOF REPLACEMENT (2021), WHOLE-HOME PLUMBING REPIPE (2020), MAIN HVAC (2018), and FRESH INTERIOR PAINTING (SEPTEMBER 2026). Additional valuable features include a WHOLE-HOUSE GENERAC NATURAL GAS GENERATOR, tankless natural gas water heater, ASSUMABLE TERMITE BOND, and SHARED WELL FOR IRRIGATION ONLY. Luxury vinyl flooring extends throughout the home and into the primary suite. Additional highlights include plantation shutters, custom window treatments, solar tube lighting, a dedicated laundry room with built-in storage cabinetry, and a separate climate-controlled office within the garage. Beautifully maintained landscaping enhances the home's curb appeal. Enjoy the active Florida lifestyle at Spruce Creek Golf & Country Club, featuring golf, swimming pools, fitness facilities, pickleball, tennis, clubhouses, and a vibrant calendar of social activities. Conveniently located near shopping, dining, and everyday essentials, this home combines thoughtful improvements, flexible living spaces, and an exceptional 55+ community lifestyle. Whether you're looking for a full-time Florida residence or a seasonal retreat, this Granville model is ready to welcome you home. SCHEDULE YOUR PRIVATE SHOWING TODAY!

Translating description...

Listings courtesy of PALM CIRCLE REALTY as distributed by MLS GRID.

Listed by: Tara Pecoraro, Pa • tara@tarapecoraro.com • PALM CIRCLE REALTY

Co-listed by: PALM CIRCLE REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: O6452834 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$235,000$485,000
1%20%
0%90%
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Estimated monthly payment

$2,246/mo

  • Mortgage$1,810
  • Property tax$222
  • HOA fee
  • Homeowners insurance
Due at closing$284,610
Down payment held in escrow$71,600
Closing costs$5,370
beycome credit Est.$7,160

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Spruce Creek Country Club Wellington

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$358,000 Listed price

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$7,160 Credit back

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