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Active - House for sale

1242 NE 81st Ter, Miami FL 33138

3 bds|2 bth + 1 half|2,083 sqft

Facts & features

House Property type
44 days on Beycome
1973 Year built
$3,217 Price/Sqft.
2 car garage Parking

Why you’ll love it

Welcome to this stunning waterfront home in Miami’s Upper East Side! This beautifully maintained 3-bedroom, 2.5-bath residence offers 80 feet of waterfront, direct bay access, a private dock and boat lift. Enjoy a spacious outdoor area with a pool and breathtaking water views, perfect for entertaining or relaxing. Ideally located near Miami’s top dining, shopping and entertainment, this is a rare opportunity to enjoy the best of the Miami waterfront lifestyle.

Translating description...

Listings courtesy of Black Key Realty.

Listed by: Melissa Morales Ferrer • 786-602-4523 • Black Key Realty

Co-listed by: Belkis Cruz • 786-602-4523 • Black Key Realty

Source: Miami MLS, MLS#: A12098919 Miami MLS logo

Based on info available as of Nov 13, 2026 at 7:00 PM EST.

Come see by yourself

Affordability

$4,355,000$9,045,000
1%20%
0%90%
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Estimated monthly payment

$39,386/mo

  • Mortgage$33,879
  • Property tax$5,507
  • HOA fee
  • Homeowners insurance
Due at closing$5,326,500
Down payment held in escrow$1,340,000
Closing costs$100,500
beycome credit Est.$134,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$134,000 Credit back

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Travel times

About Bay Crest Sec 2

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 13, 2026 at 07:00pm EST.

$6,700,000 Listed price

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$134,000 Credit back

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