Active - House for sale
1242 NE 81st Ter, Miami FL 33138
Facts & features
Why you’ll love it
Welcome to this stunning waterfront home in Miami’s Upper East Side! This beautifully maintained 3-bedroom, 2.5-bath residence offers 80 feet of waterfront, direct bay access, a private dock and boat lift. Enjoy a spacious outdoor area with a pool and breathtaking water views, perfect for entertaining or relaxing. Ideally located near Miami’s top dining, shopping and entertainment, this is a rare opportunity to enjoy the best of the Miami waterfront lifestyle.
Listings courtesy of Black Key Realty.
Listed by: Melissa Morales Ferrer • 786-602-4523 • Black Key Realty
Co-listed by: Belkis Cruz • 786-602-4523 • Black Key Realty
Source: Miami MLS, MLS#: A12098919
Based on info available as of Nov 13, 2026 at 7:00 PM EST.
Come see by yourself
Affordability
$39,386/mo
- Mortgage$33,879
- Property tax$5,507
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$134,000 Credit back
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Travel times
About Bay Crest Sec 2
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Copyright ©2026.
Based on information as of Nov 13, 2026 at 07:00pm EST.
Make a winning offer, and get up to
$134,000 Credit back