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Active - House for sale

12456 SE 92ND TERRACE, Summerfield, FL

2 bds|2 bth|2,016 sqft

Facts & features

House Property type
51 days on Beycome
2001 Year built
$166 Price/Sqft.
2 car garage Parking
$214/mo HOA
13,068 sqft Lot size

Why you’ll love it

Set on nearly one-third of an acre, this Santa Rosa model features a split two-bedroom, two-bath layout with a den, an oversized tiled lanai under heat and air, and an extended garage. The front porch leads to an entry door with a sidelight and transom window. From the foyer, the den with French doors is to the left, the living and dining rooms are straight ahead, and the kitchen is to the right. The kitchen includes an island and a bright eat-in area surrounded by windows. The spacious primary bedroom opens to the lanai and includes an ensuite with a separate garden tub and shower, private water closet, dual-sink vanity, and large walk-in closet. The hallway offers both a large storage closet and a coat closet. The laundry room connects the home to the oversized garage, which includes pull-down attic storage, a utility sink, and a side service door. The extended lanai features windows on all sides, ceiling fans, a tiled floor, and access to a pleasant rear patio. The roof was replaced in 2019, the HVAC system in 2022, and the water heater in 2016. All ductwork was replaced in March 2025. Located in the tree-canopied Del Webb Spruce Creek Golf & Country Club, this gated 55+ community offers outstanding amenities, four 9-hole golf courses, 3 pools, pickleball and tennis courts, volleyball, shuffleboard, bocce ball, basketball courts, horseshoes, softball field, Liberty Grille Restaurant and more than 70 clubs. Conveniently situated north of The Villages and south of Ocala, it is close to fine dining, shopping, and entertainment. (Virtually Staged Photos)

Translating description...

Listings courtesy of RE/MAX PREMIER REALTY LADY LK as distributed by MLS GRID.

Listed by: Jaylene Sheldon • jaylenesheldon@gmail.com • RE/MAX PREMIER REALTY LADY LK

Co-listed by: RE/MAX PREMIER REALTY LADY LK

Source: Stellar MLS as distributed by MLS GRID, MLS#: OM732805 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$220,000$450,000
1%20%
0%90%
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Estimated monthly payment

$2,134/mo

  • Mortgage$1,693
  • Property tax$227
  • HOA fee
  • Homeowners insurance
Due at closing$266,246
Down payment held in escrow$66,980
Closing costs$5,024
beycome credit Est.$6,698

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Spruce Creek Gc

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$334,900 Listed price

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$6,698 Credit back

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