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Active - House for sale

12787 95TH STREET N, Largo, FL

4 bds|3 bth|2,176 sqft

Facts & features

House Property type
46 days on Beycome
1954 Year built
$354 Price/Sqft.
19,659 sqft Lot size

Why you’ll love it

INVESTMENT OPPORTUNITY + FLORIDA LIFESTYLE! This versatile, turnkey property offers an exceptional opportunity to live, invest, and generate rental income—all in one. With three potential rentable spaces, the property provides flexibility for an owner-occupant, multi-generational living, or an income-producing investment. The main residence features 3 bedrooms and 2 bathrooms and offers the flexibility to be configured as a 1-bedroom/1-bath and a separate 2-bedroom/1-bath living space, creating multiple possibilities for rental income. A detached, fully self-contained ADU adds even more versatility, complete with its own bedroom, full bathroom, kitchen, living area, and laundry. Step outside and enjoy the Florida lifestyle with a private pool and spa, plus multiple outdoor seating areas perfect for relaxing, entertaining, or enjoying the sunshine. There is also plenty of room for your boat, RV, and other outdoor toys. Whether you're looking for a primary residence with income potential, a vacation getaway, a multi-generational property, or an investment opportunity, this property offers the flexibility to make it your own while enjoying all that the Tampa Bay area has to offer. Short-term rental regulations, permitted uses, and the potential for additional unit construction should be independently verified with the applicable municipality and county. Ideally positioned between the beach and the bay, this is your opportunity to own a property where investment potential and the Florida lifestyle come together.

Translating description...

Listings courtesy of COLDWELL BANKER REALTY as distributed by MLS GRID.

Listed by: Michelle Chenault • Michelle@ChenaultGroup.com • COLDWELL BANKER REALTY

Co-listed by: Chase Chenault • COLDWELL BANKER REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8554554 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$500,000$1,040,000
1%20%
0%90%
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Estimated monthly payment

$4,718/mo

  • Mortgage$3,894
  • Property tax$825
  • HOA fee
  • Homeowners insurance
Due at closing$612,150
Down payment held in escrow$154,000
Closing costs$11,550
beycome credit Est.$15,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$15,400 Credit back

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Travel times

About Farview

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$770,000 Listed price

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$15,400 Credit back

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