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Active - House for sale
12920 SW 40TH TERRACE, Ocala, FL
Facts & features
Why you’ll love it
Virtually Staged. Beautifully updated 3-bedroom, 2-bath pool home in desirable SW Ocala with **NO HOA and USDA 100% financing eligibility!** Offering 1,655 sq. ft. of living space, a 2-car garage, and a desirable split-bedroom floor plan, this home is packed with upgrades and move-in ready! Step inside to find luxury vinyl plank flooring and updated baseboards throughout (2026), updated lighting, and a beautifully remodeled kitchen featuring granite countertops, updated cabinetry, and stainless steel appliances. The spacious primary suite offers a private en-suite bathroom complete with **dual sinks, a relaxing garden tub, and a large walk-in shower**. Step outside to your private backyard oasis featuring a spacious screened lanai and a **saltwater, solar-heated swimming pool with an OWNED and FULLY paid-off solar heating system**, perfect for enjoying Florida living year-round! The fully fenced backyard offers fresh landscaping and a 12x24 storage shed for additional storage. Major improvements include a **NEW ROOF (2024), HVAC (2023), septic system (2020), pool (2018), solar pool heating (2020), and updated sliding glass door (2020)**. Additional features include a central vacuum system and exterior paint completed in 2018. Conveniently located just minutes from I-75, shopping, dining, and medical facilities along SR 200. Outdoor enthusiasts will love the nearby access to the Florida Trail and 49th Avenue Trailhead, accessible through a gate at the end of the street, offering opportunities for hiking and biking. **This property may qualify for USDA financing with 0% down for eligible buyers**, making homeownership even more attainable! With extensive updates, a private pool, and NO HOA, this home has so much to offer! Schedule your private showing today! Some photos have been virtually staged and AI generated.
Listings courtesy of CRYSTAL SNOOK REAL ESTATE as distributed by MLS GRID.
Listed by: Karli Raney • kraney1987@gmail.com • CRYSTAL SNOOK REAL ESTATE
Co-listed by: CRYSTAL SNOOK REAL ESTATE
Source: Stellar MLS as distributed by MLS GRID, MLS#: OM735491
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
Come see by yourself
Affordability
$2,007/mo
- Mortgage$1,643
- Property tax$364
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$6,500 Credit back
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Travel times
About Marion Oaks Un 07
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Make a winning offer, and get up to
$6,500 Credit back
