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Active - House for sale

12925 42ND TERRACE W, Cortez, FL

4 bds|4 bth + 1 half|5,138 sqft

Facts & features

House Property type
166 days on Beycome
1996 Year built
$1,341 Price/Sqft.
3 car garage Parking
$6,000/yr HOA
20,460 sqft Lot size

Why you’ll love it

FULLY FURNISHED-READY FOR IMMEDIATE ENJOYMENT-SUNSETS OVER ANNA MARIA SOUND. Welcome to Sunset Harbor, a gated waterfront community located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas, enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, a whole-home generator, elegant custom finishes throughout, a spacious three-car garage, a whole-home water filtration system, new HVAC systems, a new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Call for Matterport 3D virtual floorplan and YouTube video.

Translating description...

Listings courtesy of CLUB REALTY as distributed by MLS GRID.

Listed by: Brooke O'malley • omalleybrooke@yahoo.com • CLUB REALTY

Co-listed by: CLUB REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4695510 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$4,480,000$9,300,000
1%20%
0%90%
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Estimated monthly payment

$38,670/mo

  • Mortgage$34,840
  • Property tax$3,331
  • HOA fee
  • Homeowners insurance
Due at closing$5,477,550
Down payment held in escrow$1,378,000
Closing costs$103,350
beycome credit Est.$137,800

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$137,800 Credit back

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Travel times

About Sunset Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$6,890,000 Listed price

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$137,800 Credit back

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