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Active - Manufactured for sale

1315 PINE ISLAND DR N, St. Cloud, FL

1 bd|1 bth + 1 half|521 sqft

Facts & features

Manufactured Property type
227 days on Beycome
2018 Year built
$681 Price/Sqft.
$178/mo HOA
3,003 sqft Lot size

Why you’ll love it

This is everything you have been dreaming of! Check out this 1bedroom 1 bathroom lakefront on the Alligator Chain of Lakes with extensive upgrades and superior construction. Tray ceilings, crown molding, full baseboards, vinyl plank flooring, quartz counters in kitchen and bath with custom backsplash, large stainless sink, solid wood cabinetry, walk-in glass shower, and ceiling fans. Stainless appliance package includes glass-top range, oven, microwave, dishwasher, and upgraded refrigerator with ice maker. Garbage disposal and Culligan RO filtration system. Built with 2x6 shear walls, Hardie board concrete siding to the base, metal roof, double-pane windows, double cross tie-down system anchored into concrete, and upgraded 200-amp service.Outdoor living is taken to the next level with a composite dock and decking leading to a custom-built tiki bar, constructed on pilings driven to the lake bottom and topped with a standing seam metal roof. The tiki area is fully equipped with 50-amp electric, water, refrigeration, and a bar setup—perfect for entertaining. Remote-controlled screens provide comfort and shade while you enjoy the view. The composite seawall is reinforced with stainless steel tie-backs and durable filter fabric, offering both beauty and long-term stability. Boat ramp is located just seconds away. Excellent waterfront location for boating, fishing, and skiing. Ideal for primary residence or weekend retreat. Don't miss this opportunity to own your own private oasis. Home is located close to beaches, resturants, hospitals loca shopping but still maintains a privacy with its own community.

Translating description...

Listings courtesy of TIE TEAM REALTY LLC as distributed by MLS GRID.

Listed by: Stephanie Peterson, Pa • stephanie@tieteamrealty.com • TIE TEAM REALTY LLC

Co-listed by: TIE TEAM REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5146989 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$230,000$480,000
1%20%
0%90%
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Estimated monthly payment

$2,056/mo

  • Mortgage$1,795
  • Property tax$83
  • HOA fee
  • Homeowners insurance
Due at closing$282,225
Down payment held in escrow$71,000
Closing costs$5,325
beycome credit Est.$7,100

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Shelter Cove

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 66 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$355,000 Listed price

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