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Active - Land for sale

1412 VERMONT AVENUE, St. Cloud, FL

Facts & features

Land Property type
1361 days on Beycome
7,500 sqft Lot size

Why you’ll love it

This property in the City of St. Cloud, one of the few remaining lots available for building, presents a unique opportunity for custom home construction or investment. Here are the key highlights to consider: Rare Opportunity: The property is described as one of the only properties left in the City of St. Cloud where you can build a custom home. Such opportunities can be increasingly rare in established areas. No HOA: The absence of a homeowners' association (HOA) means that there are no associated fees or restrictions on how you can use or develop the property. This provides flexibility and autonomy for your plans. No Time Restrictions: There are no time restrictions to commence construction after purchasing the property. This can be advantageous if you're not in a hurry to build and want to hold onto the land for future development. Central Location: Situated between two existing houses, the lot enjoys a central and desired location in St. Cloud. Its proximity to the St. Cloud Lakefront and downtown St. Cloud makes it convenient for accessing amenities and recreational areas. Cleared Lot: The fact that the lot is cleared and ready for construction can save you time and expense in site preparation. Owner Financing: The option for owner financing with around $50,000 down payment is available. This can be beneficial if you prefer a financing arrangement directly with the owner. Overall, this property offers an opportunity to customize a home or make a strategic investment in a desirable location in St. Cloud. If interested, reaching out to the owner or a real estate agent for more information and a viewing is advisable.

Translating description...

Listings courtesy of CENTURY 21 ALL HOMES & PROPERT as distributed by MLS GRID.

Listed by: Kish Munjal • c21kish@aol.com • CENTURY 21 ALL HOMES & PROPERT

Co-listed by: CENTURY 21 ALL HOMES & PROPERT

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5081147 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$105,000$215,000
1%20%
0%90%
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Estimated monthly payment

$878/mo

  • Mortgage$809
  • Property tax$70
  • HOA fee
  • Homeowners insurance
Due at closing$127,121
Down payment held in escrow$31,980
Closing costs$2,399
beycome credit Est.$3,198

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About St Cloud

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$159,900 Listed price

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$3,198 Credit back

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