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Active - Condominium for sale

16 SUMMER TERRACE UNIT 16, Palm Coast, FL

3 bds|2 bth|1,369 sqft

Facts & features

Condominium Property type
147 days on Beycome
2003 Year built
$189 Price/Sqft.
2 car garage Parking
$509/mo HOA
1,820 sqft Lot size

Why you’ll love it

Beautifully updated and ideally located, this Palm Coast home is perfect for full-time living, a seasonal getaway, or a future retirement retreat. Easy to lock up and leave, then return to enjoy everything Florida living provides. Inside, approximately $10,000 in new luxury vinyl flooring is complemented by fresh designer paint and trim throughout. The spacious open-concept living area is ideal for relaxing or entertaining, while the sunroom provides a bright, inviting space to unwind. The primary suite features a walk-in closet and private en-suite bath, while the split floor plan offers additional bedrooms for privacy. An interior laundry room and two-car garage with tile flooring add everyday convenience. Just steps away are the community’s private pool, clubhouse, and guest parking. Enjoy truly LOW MAINTENANCE living, with the HOA covering exterior building maintenance, lawn care and landscaping of individual homes and common grounds, pest control, internet, cable, pool, and clubhouse. The roof was replaced by the HOA in 2022. This well-lit neighborhood offers a walkable lifestyle with restaurants, cafés, shopping, and everyday conveniences nearby. The home is approximately five minutes from I-95 and 15 minutes from the Atlantic Ocean, with easy access to historic St. Augustine, Daytona Beach, golf courses, beaches, and the Daytona Beach, Jacksonville, and Orlando international airports. A wonderful opportunity for buyers seeking an easy-care Florida home to enjoy now and for years to come.

Translating description...

Listings courtesy of COASTAL GATEWAY REAL ESTATE GR as distributed by MLS GRID.

Listed by: Catherine Swanson • catswan5@yahoo.com • COASTAL GATEWAY REAL ESTATE GR

Co-listed by: COASTAL GATEWAY REAL ESTATE GR

Source: Stellar MLS as distributed by MLS GRID, MLS#: FC319030 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$170,000$350,000
1%20%
0%90%
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Estimated monthly payment

$2,066/mo

  • Mortgage$1,310
  • Property tax$247
  • HOA fee
  • Homeowners insurance
Due at closing$205,905
Down payment held in escrow$51,800
Closing costs$3,885
beycome credit Est.$5,180

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Arbor Trace At Palm Coast Condo

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$259,000 Listed price

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$5,180 Credit back

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