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Active - Other for sale

Elgin, IL

4 bds

Facts & features

Other Property type
6 days on Beycome
1973 Year built
2 car garage Parking

Why you’ll love it

  • Garage
  • Fenced yard
  • Patio
  • Finished basement

Great opportunity in an ideal location for an investor or multi-generational living! This side-by-side ranch duplex offers two 2-bedroom units, each with a private entrance, full basement, fenced yard, patio, and its own attached 1-car garage space. With approximately 975 square feet on the main level of each unit, the property offers nearly identical footprints with additional basement space that gives each side even more flexibility. Unit 178 takes it a step further with a finished basement featuring a spacious recreation area, bar, second full bathroom, and washer and dryer, creating great additional living and entertaining space. A storage shed provides even more functionality. Unit 176 offers a full unfinished basement with plenty of room for storage and future possibilities. Both units include a stove, refrigerator, dishwasher, microwave, disposal, washer and dryer. Whether you're looking to add a duplex to your investment portfolio, live in one side while generating income from the other, or create a setup that keeps family close while everyone maintains their own space, this property offers options that are hard to find. Both units are currently tenant occupied, with Unit 176 leased through November 30, 2026 and Unit 178 on a month-to-month lease, giving the next owner built-in rental income with future flexibility. Ideally located near Downtown Elgin, the Fox River, Metra, Gail Borden Public Library, The Centre of Elgin, parks, trails, shopping, dining and more! With easy access to Route 20, Route 31 and I-90, this is a location that adds even more appeal for tenants, owner occupants and investors alike. CASH ONLY.

Translating description...

Listings courtesy of Legacy Properties, A Sarah Leonard Company, LLC as distributed by MLS GRID.

Listed by: Sarah Leonard • Legacy Properties, A Sarah Leonard Company, LLC

Co-listed by: Suzi Warner • Legacy Properties, A Sarah Leonard Company, LLC

Source: MRED as distributed by MLS GRID, MLS#: 12795571 MRED as distributed by MLS GRID logo

Based on info available as of Nov 1, 2026 at 6:20 PM EST.

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Affordability

$305,000$635,000
1%20%
0%90%
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Estimated monthly payment

$2,971/mo

  • Mortgage$2,372
  • Property tax$599
  • HOA fee
  • Homeowners insurance
Due at closing$372,855
Down payment held in escrow$93,800
Closing costs$7,035
beycome credit Est.$9,380

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Elgin

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 01, 2026 at 06:20pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$469,000 Listed price

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$9,380 Credit back

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