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Active - House for sale

17649 SE 102ND CIRCLE, Summerfield, FL

2 bds|2 bth|1,296 sqft

Facts & features

House Property type
15 days on Beycome
1990 Year built
$179 Price/Sqft.
$180/mo HOA
13,504 sqft Lot size

Why you’ll love it

Welcome home to paradise! This highly sought-after Chestnut II model is located in the premier gated 55+ community of Spruce Creek South in Summerfield, FL. ROOF IS 2022, H.V.A.C. IS 2015 H.W.H. IS A 2021! Meticulously maintained and offered partially furnished with pots, dishes & utensils included; as seen in the photographs. This home features 2 bedrooms, 2 bathrooms, a 2-car garage, an attached golf cart garage, a versatile Florida room, and an additional enclosed rear patio porch. It is the absolute perfect marriage of efficient design, spatial volume, and convenience. The Interior & Architectural Layout • The True Split-Bedroom Privacy Configuration: Unlike traditional layouts where bedrooms share a common corridor, this model places the sleeping quarters on completely opposite wings of the residence. • Primary Suite Sanctuary: Positioned securely as a quiet retreat, featuring an expansive private en-suite bathroom and a deep walk-in closet. • Independent Guest Wing: Located on the reverse side of the home, the secondary bedroom serves as a private oasis for overnight visitors or a premium home office, uniquely boasting its own walk-in closet and immediate access to the secondary full bathroom. • Versatile Sunroom Additions: Sliding glass doors lead from the main living area into a beautiful Florida Room, which flows seamlessly into a secondary enclosed rear porch, offering dual zones for quiet morning coffee or evening entertainment. Premium Community Perks & Structural Features • Pet-Friendly Flexibility: For your peace of mind and the comfort of your furry companions, this community uniquely permits standard 4-foot chain-link fencing directly behind your home. • Unbeatable Financial Advantage: Enjoy ultimate peace of mind knowing this community carries no bond or CDD assessments, making it a massive financial bonus for savvy, budget-conscious buyers. The Ultimate Golf Cart Lifestyle & Location At Spruce Creek South, your golf cart is your primary key to everyday convenience. Residents enjoy unprecedented multi-point access to neighborhood luxuries and commercial corridors: • Internal Resort Amenities: Just minutes from your front door, the spectacular community clubhouse features a fully equipped fitness center, his-and-hers separate saunas, and indoor separate showers. Step outside to enjoy the pool, hot tub, outdoor shower facilities, and an immaculate 18-hole golf course complete with a pro shop and a full-service restaurant with entertainment. LOTS of clubhouse and fitness amenities are fully covered under the low POA dues at no extra charge so is your trash pick-up. • The Spruce Plaza Residential Gate: Use the dedicated residential back gate to ride your golf cart directly into Spruce Plaza & Within moments, you have instant access to multiple restaurants, drugstores, dental and medical centers, urgent care facilities, specialized salons, day spas, and the newer Planet Fitness. THE GARAGE HAS A CHARGING PORT AS SHOWN IN PICTURES. • The Villages & Highway 441 Corridor: Take advantage of the legally designated, golf-cart-friendly crossing at US-441, putting endless retail, banking, and dining options right at your fingertips. Best of all, you are situated just a few short miles from the famous town squares of The Villages enjoy daily free live music, shopping, and entertainment. Please enjoy the professional pictures & slide show & call today for your virtual or in person tour.

Translating description...

Listings courtesy of RE/MAX PREMIER REALTY LADY LK as distributed by MLS GRID.

Listed by: Gerrie Cosme Matias • gerriec@remax.net • RE/MAX PREMIER REALTY LADY LK

Co-listed by: RE/MAX PREMIER REALTY LADY LK

Source: Stellar MLS as distributed by MLS GRID, MLS#: G5120017 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$150,000$315,000
1%20%
0%90%
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Estimated monthly payment

$1,668/mo

  • Mortgage$1,173
  • Property tax$315
  • HOA fee
  • Homeowners insurance
Due at closing$184,361
Down payment held in escrow$46,380
Closing costs$3,479
beycome credit Est.$4,638

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Spruce Creek South 03

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$231,900 Listed price

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