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Active - House for sale

17978 SE 104TH TERRACE, Summerfield, FL

2 bds|2 bth|1,356 sqft

Facts & features

House Property type
61 days on Beycome
1993 Year built
$163 Price/Sqft.
2 car garage Parking
$180/mo HOA
12,197 sqft Lot size

Why you’ll love it

PRICE IMPROVEMENT & USED GOLFCART IS INCLUDED! WELCOME HOME TO THIS BEAUTIFULLY MAINTAINED PALM MODEL WITH GOLF COURSE VIEWS! Enjoy beautiful golf course views from the spacious Florida Room, which is conveniently located under the home’s regular roofline, providing a comfortable space to relax and enjoy the Florida lifestyle. This home is being offered TURN-KEY w/ FURNITURE, Golfcart Can Convey (Be included) with an accepted offer. The desirable split-bedroom floor plan provides privacy for both owners and guests, while vaulted ceilings in the main living areas create an open, spacious feel. Newer laminate plank flooring welcomes you as you enter and continues throughout the main living areas. The spacious kitchen offers plenty of cabinetry and generous counter space, making it a wonderful space for the chef of the home. Additional features include lighting above the cabinetry and a skylight that fills the kitchen with beautiful natural light and creates a bright, inviting atmosphere. IMPORTANT UPDATES: Roof: 2022 HVAC: 2016 Septic pumped: 9/2026 Located in the desirable 55+ gated community of Spruce Creek South, residents enjoy a wide variety of amenities and activities, along with a guarded main entrance and security. Community amenities include an 18-hole golf course, pro shop, restaurant, community pool, fitness center, jacuzzi, men's and women's spas, tennis courts, pickleball, shuffleboard, softball field, dog park, and scenic nature, walking, and bike paths. Additional gated parking is available for an additional fee on a semi-annual or annual basis. The community center features a live performance stage with events throughout the year, a dance floor, dining area, and community kitchen. There are also dedicated recreation spaces for the library, billiards, crafts, cards, dominoes, mahjong, and more. This is a golf-cart-friendly community, adding another fun and convenient way to get around. Residents can even participate in the community's annual golf cart parades for the Fourth of July and Christmas, decorating their carts and joining in the festivities or simply enjoying the fun as a spectator. A LOCATION THAT REALLY STANDS OUT One of the unique advantages of Spruce Creek South is its convenient access to surrounding amenities. Residents can legally travel by golf cart through the community's main entrance, cross U.S. 441, and access numerous shopping, dining, medical, and everyday conveniences. The community is conveniently located just minutes from shopping, restaurants, banks, gas stations, hospitals, urgent care, dentists, specialty medical clinics, barber shops, hair and nail salons, and more. Residents can also use the residential back gate to access a nearby plaza offering additional conveniences, including restaurants, drugstores, dental and specialty clinics, urgent care, an ice cream shop, barber and beauty services, nail salons, Planet Fitness, and more. A Super Walmart is also conveniently located across U.S. 441, approximately five minutes away. And when you're ready for even more shopping, dining, entertainment, and recreation, The Villages is just approximately two miles away. This Palm Model offers the combination of golf course views, a turnkey opportunity, desirable updates, an active 55+ community, and exceptional everyday convenience. Schedule your private tour today and come experience everything this wonderful Spruce Creek South home and community have to offer!

Translating description...

Listings courtesy of RE/MAX PREMIER REALTY LADY LK as distributed by MLS GRID.

Listed by: Gerrie Cosme Matias • gerriec@remax.net • RE/MAX PREMIER REALTY LADY LK

Co-listed by: RE/MAX PREMIER REALTY LADY LK

Source: Stellar MLS as distributed by MLS GRID, MLS#: G5117949 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$145,000$300,000
1%20%
0%90%
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Estimated monthly payment

$1,603/mo

  • Mortgage$1,117
  • Property tax$305
  • HOA fee
  • Homeowners insurance
Due at closing$175,695
Down payment held in escrow$44,200
Closing costs$3,315
beycome credit Est.$4,420

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Spruce Creek South

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$221,000 Listed price

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$4,420 Credit back

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