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Active - Townhouse for sale

184 BANYAN BAY DRIVE, St. Petersburg, FL

3 bds|2 bth + 1 half|2,194 sqft

Facts & features

Townhouse Property type
543 days on Beycome
2004 Year built
$285 Price/Sqft.
2 car garage Parking
$1,056/mo HOA
1,485 sqft Lot size

Why you’ll love it

Beautiful luxury townhome (almost 2200 sqft) in the exclusive, gated, waterfront community of Banyan Bay, a Planned Unit Development, not a Condo. NO FLOODING FROM THE HURRICANES IN ANY OF THE HOMES EVER. THE HOA PROVIDES FLOOD COVERAGE ANYWAY. This 3-bedroom, 3-bath home with an oversized 2-car garage is an end unit backed up to the nature preserve. This amazing home features wood cabinets and stainless appliances, including a duel over range, a split floor plan with 2 bonus rooms, one at the top of the stairs and the other in the primary bedroom suite. 8 ft doors, crown molding, upsale blinds, ceiling fans, 9ft ceilings downstairs, tray and vaulted ceilings upstairs are just a few of the luxury features you will find and appreciate throughout this home. A covered patio and two balconies make it easy to enjoy the Florida outdoors. Windows and doors on three sides of the unit allow for ample natural light and are hurricane-rated, providing quiet security. A pet-friendly community with lots of green space, a heated pool, a fishing pier, and kayak racks. A day-use boat slip is available on sailboat water. Deeded slips may be leased from owners. HOA fees include insurance, reserves, water, trash, cable, internet, landscaping, pool, dock, gate, road, and more. Almost everything but electricity is included. Bike distance to trendy downtown St Pete and the beaches. 25-minute drive to the Tampa or St Pete airports. Minutes by boat take you out of Tampa Bay into the Gulf, over to Tampa, or up the bay to the incredible new St Pete Pier and downtown. Florida living at its best. Priced to sell. Call the listing agent today for a private showing. Equal Opportunity Housing

Translating description...

Listings courtesy of FLORIDA REALTY INVESTMENTS as distributed by MLS GRID.

Listed by: Bill Newsome, Sr • wnewsome2@tampabay.rr.com • FLORIDA REALTY INVESTMENTS

Co-listed by: Timothy Shields • FLORIDA REALTY INVESTMENTS

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8384825 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$405,000$845,000
1%20%
0%90%
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Estimated monthly payment

$4,447/mo

  • Mortgage$3,160
  • Property tax$231
  • HOA fee
  • Homeowners insurance
Due at closing$496,875
Down payment held in escrow$125,000
Closing costs$9,375
beycome credit Est.$12,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Banyan Bay At Rutland

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$625,000 Listed price

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