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Active - House for sale
18821 SW 74th Ct, Cutler Bay FL 33157
Facts & features
Why you’ll love it
Possible interest rate buy down + additional homestead exemption will significantly reduce your monthly payments on this two-story Florence model in the prestigious Cutler Cay. offering 5 bedrooms, 4 bathrooms, and 4,717SF of thoughtfully designed living bliss. This move-in ready home features marble floors, soaring ceilings, and a grand marble staircase with custom iron railings. The living room and foyer are elevated by statement chandeliers and custom ceiling paintings, adding a distinctive architectural touch, a rare find. Curated for both refined entertaining and comfortable daily activities, the residence offers formal living, dining and family rooms flowing into renovated eat-in kitchen with stainless steel appliances. Bedroom and bath on the first floor provide flexibility for guests or multigenerational living. Upstairs, the spacious primary suite serves as a private retreat with an expansive balcony, dual walk-in closets, and a generous ensuite bath. Enjoy a covered terrace and a uniquely special backyard with no rear neighbors—offering privacy and peaceful green views + a generator. The community is 24/7 guard-gated with resort-style amenities including clubhouse, fitness center, sauna, steam room, heated pool, jacuzzi, various sports courts, playground and a pavilion—spaces to gather, mingle and enjoy a friendly neighborhood atmosphere. HOA includes alarm monitoring, cable, internet, and lawn maintenance—supporting a life of comfort, wellness, connection and ease.
Listings courtesy of Keller Williams Capital Realty.
Listed by: Malgorzata Sadowska • 305-204-2462 • Keller Williams Capital Realty
Co-listed by: Keller Williams Capital Realty
Source: Miami MLS, MLS#: A11976684
Based on info available as of Nov 13, 2026 at 7:00 PM EST.
Come see by yourself
Affordability
$8,128/mo
- Mortgage$5,941
- Property tax$1,679
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$23,500 Credit back
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Travel times
About Cutler Cay
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 12 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Copyright ©2026.
Based on information as of Nov 13, 2026 at 07:00pm EST.
Make a winning offer, and get up to
$23,500 Credit back
