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Active - House for sale

19406 SUNSET BAY DRIVE, Land O' Lakes, FL

3 bds|2 bth|1,735 sqft

Facts & features

House Property type
141 days on Beycome
2007 Year built
$227 Price/Sqft.
2 car garage Parking
$300/qtr HOA
6,874 sqft Lot size

Why you’ll love it

**BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!*** Yes, it may be possible! **19406 Sunset Bay Drive is USDA eligible**, giving qualified buyers the opportunity for **100% FINANCING WITH NO DOWN PAYMENT**. Combine that with available **SELLER CREDITS toward allowable closing costs**, and qualified buyers may be able to purchase this home with **little to potentially $0 out of pocket at closing!** Now let's talk about the home! Welcome to this beautifully maintained **3-bedroom, 2-bath home in the gated Lakeshore Ranch community**, where major updates, comfortable living, and resort-style amenities come together. One of the biggest expenses has already been taken care of with a **BRAND NEW ROOF IN 2024!** The home was also **FRESHLY PAINTED IN 2024** and features an **A/C replaced in 2018 and water heater in 2020**, giving buyers even more reasons to take a closer look.Already Low HOA cover internet and cable. Step inside and you'll immediately notice the bright, open feel created by the impressive **12-FT VAULTED CEILINGS**. Luxury vinyl plank flooring flows throughout the home, while the spacious living area and versatile flex room provide plenty of options for a home office, formal dining room, playroom, or additional living space. The kitchen features stainless steel appliances, a **GAS RANGE**, ample cabinetry, and an open connection to the main living area—perfect for everyday living and entertaining. Step outside to the **COVERED LANAI and FULLY FENCED BACKYARD**, creating a great outdoor space for entertaining, relaxing, gardening, or simply enjoying the Florida weather. Then there's the **LAKESHORE RANCH LIFESTYLE**. This gated, master-planned community offers an impressive collection of amenities including resort-style pools, clubhouse, fitness center, **PICKLEBALL**, tennis and basketball courts, playgrounds, dog parks, scenic walking trails, conservation areas, and more. Pickleball enthusiasts will especially appreciate the opportunity to enjoy the game right within the community. Conveniently located in Land O' Lakes near shopping, dining, medical facilities, recreation, and major commuter routes, this home offers much more than just a place to live—it's an opportunity to enjoy the Florida lifestyle while potentially purchasing with **NO DOWN PAYMENT**. **3 BEDROOMS • 2 BATHS • NEW ROOF 2024 • 12-FT VAULTED CEILINGS • FENCED YARD • GAS RANGE • LAKESHORE RANCH • USDA 100% FINANCING** Don't assume you need thousands of dollars saved to become a homeowner. **You may be able to BUY THIS HOME WITH ZERO MONEY OUT OF POCKET!** Ask us how and schedule your private showing today!

Translating description...

Listings courtesy of BRAINARD REALTY as distributed by MLS GRID.

Listed by: Robert Zoller, Jr • mrrealestate@whttampa.com • BRAINARD REALTY

Co-listed by: BRAINARD REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8523863 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$255,000$530,000
1%20%
0%90%
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Estimated monthly payment

$2,746/mo

  • Mortgage$1,992
  • Property tax$654
  • HOA fee
  • Homeowners insurance
Due at closing$313,230
Down payment held in escrow$78,800
Closing costs$5,910
beycome credit Est.$7,880

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$7,880 Credit back

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Travel times

About Lakeshore Ranch Ph I

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$394,000 Listed price

Make a winning offer, and get up to

$7,880 Credit back

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