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Active - House for sale

20 SPANISH OAK LANE, Ormond Beach, FL

4 bds|4 bth + 1 half|4,208 sqft

Facts & features

House Property type
57 days on Beycome
2008 Year built
$232 Price/Sqft.
3 car garage Parking
24,480 sqft Lot size

Why you’ll love it

One-of-a-kind custom-built estate home offering serene views of the Tomoka River, perfectly tucked away in the heart of Ormond Beach. Built with exceptional attention to durability, efficiency, and long-term performance, this impressive residence features a 50-year metal roof, two-story ICF (Insulated Concrete Form) exterior walls from foundation to roofline, Hardie board siding, PGT impact-rated windows and doors, and over $45,000 in fully paid solar panels. Additional recent improvements include two brand-new water heaters installed in 2026, providing added value and peace of mind for the next owner. Spanning 4,208 square feet, the home offers 4 bedrooms, 4.5 bathrooms, a 690-square-foot bonus room, private office, and an oversized 3-car garage, all situated on more than half an acre at the end of a quiet cul-de-sac. From the moment you enter the grand foyer, you're welcomed by rich Brazilian cherry wood flooring, a sweeping staircase, and a crystal chandelier suspended from the second-story ceiling. The spacious family room features a gas fireplace, custom built-in bookcases, and two crystal chandeliers with ceiling fans. The chef's kitchen is designed for both everyday living and entertaining, offering solid wood cabinetry, Silestone countertops, stainless steel appliances, double ovens, a commercial-grade six-burner gas cooktop with grill, pot filler faucet, Insta-hot faucet, breakfast bar, and an oversized walk-in pantry. Adjacent to the kitchen, the den provides a dedicated home theater experience complete with a projector, surround sound system, motorized screen, and French doors leading directly to the lanai. The formal dining room also offers French door access to the outdoor living area. The first floor is completed by a guest bedroom with en-suite bathroom, an additional full bathroom, and a convenient laundry area. Upstairs, the primary suite serves as a private retreat with its own fireplace, expansive walk-in closet with custom organizers, and a spacious en-suite bathroom featuring dual vanities, a whirlpool tub, walk-in shower with steam feature, and private balcony access overlooking the lanai and Tomoka River views beyond the trees. Two additional bedrooms are located upstairs, including one with an en-suite bathroom, along with a dedicated office, a half bathroom plumbed for a future fifth full bath, a second laundry room with utility sink hookup, and the large bonus room. The home is equipped with Nest thermostats and two 4-ton air conditioning systems, including a newer unit serving the bonus room. Additional features include solid-core 7-foot doors, a central vacuum system, extra electrical outlets throughout, updated light fixtures, ceiling fans, chandeliers, a 500-gallon LP tank supplying the fireplace, cooktop, and outdoor BBQ, a Culligan water treatment system, termite bond, and homestead exemption. Outdoor living is equally impressive with a heated saltwater pool featuring waterfalls and fountains, a newer pool heater, and a dramatic two-story screened lanai with second-floor balcony access. The property also includes a front balcony above the porch, an oversized 3-car garage with epoxy flooring, a detached storage shed ideal for a workshop, mature avocado trees, a Meyer lemon tree, an updated irrigation system, and lush landscaping throughout the oversized lot. This exceptional estate offers a rare opportunity in one of Ormond Beach's most desirable locations.

Translating description...

Listings courtesy of REALTY PROS ASSURED as distributed by MLS GRID.

Listed by: Patti Mckinley • PattiMRealtyPros@gmail.com • REALTY PROS ASSURED

Co-listed by: REALTY PROS ASSURED

Source: Stellar MLS as distributed by MLS GRID, MLS#: V4951342 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$635,000$1,315,000
1%20%
0%90%
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Estimated monthly payment

$5,918/mo

  • Mortgage$4,930
  • Property tax$988
  • HOA fee
  • Homeowners insurance
Due at closing$775,125
Down payment held in escrow$195,000
Closing costs$14,625
beycome credit Est.$19,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Tomoka Park

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$975,000 Listed price

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