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Active - House for sale

20221 SW 85th Ct, Cutler Bay FL 33189

4 bds|2 bth|1,782 sqft

Facts & features

House Property type
39 days on Beycome
1997 Year built
$404 Price/Sqft.
2 car garage Parking

Why you’ll love it

Some homes you walk through. This one you feel the moment you turn onto its quiet, tree-lined street in Cutler Bay. Set on a 6,349 sq. ft. lot behind a paver driveway, this single-story, 4-bedroom, 2-bathroom home spreads across 2,400 total square feet — with NO HOA. Vaulted ceilings and elegant French doors open the living spaces to light, and the beautiful garden outside makes the whole home feel calm and private. The heart of the home is a modern kitchen made for gathering: stainless steel appliances and a wine cooler for evenings that stretch a little longer. The bathrooms have been updated in the same clean, modern style, and an updated slate tile roof overhead means peace of mind for years to come. Outside, the spacious back patio is ready for whatever your weekends look like — family barbecues, quiet morning coffee, or friends staying late under the South Florida sky. A two-car garage keeps everything tucked away. And the location does the rest: conveniently near Old Cutler Road, Cutler Bay Senior High, and Zoo Miami — the best of Cutler Bay living, without the HOA.

Translating description...

Listings courtesy of United Realty Group Inc.

Listed by: Roylan Valdivia • 786-752-1069 • United Realty Group Inc

Co-listed by: United Realty Group Inc

Source: Miami MLS, MLS#: A12101743 Miami MLS logo

Based on info available as of Nov 13, 2026 at 7:00 PM EST.

Come see by yourself

Affordability

$470,000$970,000
1%20%
0%90%
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Estimated monthly payment

$3,883/mo

  • Mortgage$3,640
  • Property tax$243
  • HOA fee
  • Homeowners insurance
Due at closing$572,321
Down payment held in escrow$143,980
Closing costs$10,799
beycome credit Est.$14,398

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Century Star Sub

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 13, 2026 at 07:00pm EST.

$719,900 Listed price

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