Active - House for sale
20221 SW 85th Ct, Cutler Bay FL 33189
Facts & features
Why you’ll love it
Some homes you walk through. This one you feel the moment you turn onto its quiet, tree-lined street in Cutler Bay. Set on a 6,349 sq. ft. lot behind a paver driveway, this single-story, 4-bedroom, 2-bathroom home spreads across 2,400 total square feet — with NO HOA. Vaulted ceilings and elegant French doors open the living spaces to light, and the beautiful garden outside makes the whole home feel calm and private. The heart of the home is a modern kitchen made for gathering: stainless steel appliances and a wine cooler for evenings that stretch a little longer. The bathrooms have been updated in the same clean, modern style, and an updated slate tile roof overhead means peace of mind for years to come. Outside, the spacious back patio is ready for whatever your weekends look like — family barbecues, quiet morning coffee, or friends staying late under the South Florida sky. A two-car garage keeps everything tucked away. And the location does the rest: conveniently near Old Cutler Road, Cutler Bay Senior High, and Zoo Miami — the best of Cutler Bay living, without the HOA.
Listings courtesy of United Realty Group Inc.
Listed by: Roylan Valdivia • 786-752-1069 • United Realty Group Inc
Co-listed by: United Realty Group Inc
Source: Miami MLS, MLS#: A12101743
Based on info available as of Nov 13, 2026 at 7:00 PM EST.
Come see by yourself
Affordability
$3,883/mo
- Mortgage$3,640
- Property tax$243
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$14,398 Credit back
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Travel times
About Century Star Sub
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Copyright ©2026.
Based on information as of Nov 13, 2026 at 07:00pm EST.
Make a winning offer, and get up to
$14,398 Credit back