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Active - House for sale

207 Payne Rd, Pensacola FL 32507

3 bds|1 bth|1,515 sqft

Facts & features

House Property type
861 days on Beycome
1944 Year built
$254 Price/Sqft.
6,617 sqft Lot size

Why you’ll love it

Price Reduced! Welcome home to the Exquisite Waterfront Community of Navy Point. This 3 bedroom/1 bathroom cottage home has been completely updated with a modern flair. When you first enter you will notice the natural light throughout the home and an open floor plan. To the left of the living room is a bonus room that can be used as an office, family room, or playroom for the kids. The kitchen is a chef's dream with plenty of cabinets, lots of counter space, granite countertops, and stainless steel appliances. The bedrooms are generous in size. The master bedroom has a large walk-in closet. At the back of the home is the laundry room that has space to add a second restroom. There is a screened porch in the back and a large deck on the side of the home that is great for entertaining. Take a walk in this neighborhood on the many waterfront walkways, trails, enjoy the beach area, the boat ramp, picnic areas, the park, and all the activities in Navy Point. This affordable cottage is near NAS, beaches, shopping, nightlife, and the downtown entertainment district! Watch the US Navy Blue Angels practice and catch some of the area's most spectacular sunsets and sunrises from this neighborhood. Ideal location for boating, kayaking, canoeing, and SUP enthusiasts. Launch directly into Bayou Grande and be in Pensacola Bay and the Pensacola Pass (access to the Gulf of Mexico) in just a few minutes. A short boat ride to popular destinations like Ft Pickens, Sailboat Cove, and Fort McRee. All these benefits and no homeowners association! Navy Point is the place to be! See this one today! Call for your Private Showing!

Translating description...

Listings courtesy of KELLER WILLIAMS REALTY GULF COAST.

Listed by: Susan Bastajian • 850-516-7732 • KELLER WILLIAMS REALTY GULF COAST

Co-listed by: KELLER WILLIAMS REALTY GULF COAST

Source: Pensacola MLS, MLS#: 648545 Pensacola MLS logo

Based on info available as of Nov 13, 2026 at 1:33 AM EST.

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Affordability

$250,000$520,000
1%20%
0%90%
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Estimated monthly payment

$1,946/mo

  • Mortgage$1,946
  • Property tax$0
  • HOA fee
  • Homeowners insurance
Due at closing$305,996
Down payment held in escrow$76,980
Closing costs$5,774
beycome credit Est.$7,698

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Navy Point

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 13, 2026 at 01:33am EST.

$384,900 Listed price

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$7,698 Credit back

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