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Active - House for sale

20924 NE 132ND AVENUE, Waldo, FL

5 bds|4 bth|3,502 sqft

Facts & features

House Property type
95 days on Beycome
2000 Year built
$408 Price/Sqft.
1 car garage Parking
98,010 sqft Lot size

Why you’ll love it

  • Waterfront
  • Lake view
  • In-law suite
  • Guest house
  • Screened porch

LAKEFRONT LUXURY! Magnificent Little Lake Santa Fe estate on 2.25 acres with 450 feet of waterfront on one of Florida’s most exquisite spring fed lakes. Your chance to own one of the most desirable Santa Fe properties on Martin’s Island with immediate ROI potential. The pictures tell the story. Incredible 5 bedroom, 4 bathroom, 4550 square foot home located on a private gated property. Beautifully crafted French doors invite the stunning panoramic waterfront views from this home into all living areas. The custom kitchen features premium cabinets, large island, tile countertops and stainless-steel appliances including a gas range with hood and separate oven. Skylights illuminate throughout. Entertain or relax by the gas fireplace in the huge living room with built in shelving, vaulted ceilings, recessed lighting, wet bar and tile floors. The master suite boasts large walk-in closets and waterfront views. Outdoor entertaining is luxurious with a 660 sq. ft. Spanish tiled screened porch spanning the length of house. Immediate ROI rental potential as Lake Santa Fe is a vacationers paradise. This property offers an attached apartment / in -law suite with 2 bedrooms or 1 bedroom/living room and bath in addition to a separate 540 sq. ft. 1- bedroom cottage with bath and kitchenette. Majestic oaks, citrus, palm and fig trees grace the landscape. Enjoy fishing, boating, and watersports on 5800 acre Lake Santa Fe. Survey available. New roof installed in 2020 and HVAC in 2017. Your paradise is waiting.

Translating description...

Listings courtesy of FLORIDA HOMES REALTY & MORTGAGE as distributed by MLS GRID.

Listed by: John Laxson • johnlaxsonrealtor@gmail.com • FLORIDA HOMES REALTY & MORTGAGE

Co-listed by: FLORIDA HOMES REALTY & MORTGAGE

Source: Stellar MLS as distributed by MLS GRID, MLS#: GC542127 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$930,000$1,930,000
1%20%
0%90%
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Estimated monthly payment

$7,982/mo

  • Mortgage$7,226
  • Property tax$756
  • HOA fee
  • Homeowners insurance
Due at closing$1,136,055
Down payment held in escrow$285,800
Closing costs$21,435
beycome credit Est.$28,580

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$28,580 Credit back

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Travel times

About Martins Island

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 143.1 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,429,000 Listed price

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$28,580 Credit back

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