Active - Other for sale
21 Harbor Dr, Key Largo FL 33037
Facts & features
Why you’ll love it
ROGO ALLOCATION AWARDED • APPROVED BUILDING PLANS • DIRECT BAY ACCESS! Exceptional opportunity to build your dream waterfront home in the desirable Sunset Waterways subdivision of Key Largo! This 6,000 sq. ft. waterfront lot offers 60 feet of waterfrontage with direct Bay access and the significant advantage of an awarded Monroe County ROGO allocation. Approved building plans are included, with U.S. Army Corps of Engineers and Florida DEP approvals pending payment of required mitigation fees which seller will satisfy, offering buyers a tremendous head start toward building their Florida Keys retreat. The current owner is a licensed architect and can modify the existing plans to accommodate a buyer's preferences for a reasonable fee, subject to applicable approvals and ROGO requirements. Located in an established waterfront community with excellent boating access, this property presents a rare opportunity to acquire a waterfront homesite with substantial planning and permitting already completed. Bring your vision to life and enjoy the ultimate Florida Keys waterfront lifestyle!
Listings courtesy of The Listing Office, LLC..
Listed by: Mirtha Perez • 786-246-0192 • The Listing Office, LLC.
Co-listed by: The Listing Office, LLC.
Source: Miami MLS, MLS#: A12104841
Based on info available as of Nov 12, 2026 at 7:10 PM EST.
Come see by yourself
Affordability
$5,796/mo
- Mortgage$5,562
- Property tax$234
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$22,000 Credit back
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Travel times
About Sunset Waterways
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Copyright ©2026.
Based on information as of Nov 12, 2026 at 07:10pm EST.
Make a winning offer, and get up to
$22,000 Credit back