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Active - Other for sale

21 Harbor Dr, Key Largo FL 33037

Facts & features

Other Property type
33 days on Beycome
6,011 sqft Lot size

Why you’ll love it

ROGO ALLOCATION AWARDED • APPROVED BUILDING PLANS • DIRECT BAY ACCESS! Exceptional opportunity to build your dream waterfront home in the desirable Sunset Waterways subdivision of Key Largo! This 6,000 sq. ft. waterfront lot offers 60 feet of waterfrontage with direct Bay access and the significant advantage of an awarded Monroe County ROGO allocation. Approved building plans are included, with U.S. Army Corps of Engineers and Florida DEP approvals pending payment of required mitigation fees which seller will satisfy, offering buyers a tremendous head start toward building their Florida Keys retreat. The current owner is a licensed architect and can modify the existing plans to accommodate a buyer's preferences for a reasonable fee, subject to applicable approvals and ROGO requirements. Located in an established waterfront community with excellent boating access, this property presents a rare opportunity to acquire a waterfront homesite with substantial planning and permitting already completed. Bring your vision to life and enjoy the ultimate Florida Keys waterfront lifestyle!

Translating description...

Listings courtesy of The Listing Office, LLC..

Listed by: Mirtha Perez • 786-246-0192 • The Listing Office, LLC.

Co-listed by: The Listing Office, LLC.

Source: Miami MLS, MLS#: A12104841 Miami MLS logo

Based on info available as of Nov 12, 2026 at 7:10 PM EST.

Come see by yourself

Affordability

$715,000$1,485,000
1%20%
0%90%
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Estimated monthly payment

$5,796/mo

  • Mortgage$5,562
  • Property tax$234
  • HOA fee
  • Homeowners insurance
Due at closing$874,500
Down payment held in escrow$220,000
Closing costs$16,500
beycome credit Est.$22,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Sunset Waterways

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright ©2026. Based on information as of Nov 12, 2026 at 07:10pm EST.

$1,100,000 Listed price

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