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Active - House for sale
228 Charlotte Street, St. Augustine, FL
Facts & features
Why you’ll love it
A MUST SEE! One of a kind historic RESIDENTIAL & COMMERCIAL HP-2 ZONED PROPERTY with access on both Charlotte & Aviles Street. This charming Spanish architecture inspired villa has separate entrances, an authentic coquina stone two-way fireplace and parking for multiple cars. Improvements include roof structure replacement, new drywall throughout, HVAC replaced with 3 mini split efficient air/heat systems, kitchen remodel with quartz countertops & new refrigerator, entire driveway rebricked and driveway entrance extended. Amazing investment opportunity or own your very own cottage in St. Augustine! May use as Air B&B for nightly, weekly or long-term rentals! May also build up! POSSIBILITIES ARE ENDLESS!!! Note: property high & dry in previous storms.
Listings courtesy of Realty Exchange LLC.
Listed by: Julie Sabine • (386) 931-6311 • Realty Exchange LLC
Co-listed by: Realty Exchange LLC
Source: Beaches MLS, MLS#: R10878999
Based on info available as of Nov 14, 2026 at 1:48 AM EST.
Come see by yourself
Affordability
$6,401/mo
- Mortgage$5,562
- Property tax$839
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$22,000 Credit back
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Travel times
About City Of St. Augustine
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed.
Information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions.
Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided.
Listing information ©2026 Beaches Multiple Listing Service®.
All Rights Reserved.
Data Last Updated: Nov 14, 2026 at 01:48am EST.
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$22,000 Credit back
