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Active - House for sale

22817 SAINT THOMAS CIRCLE, Lutz, FL

4 bds|2 bth|1,450 sqft

Facts & features

House Property type
95 days on Beycome
1998 Year built
$234 Price/Sqft.
1 car garage Parking
$28/mo HOA
4,000 sqft Lot size

Why you’ll love it

Welcome to your perfect family starter home in the heart of Lutz! This 4-bedroom, 2-bathroom home with a 1-car garage offers 1,450 sq. ft. of living space nestled in the highly sought-after, family-friendly Willow Bend Community. Step inside and enjoy the layout that takes you through the living room, into the dine-in kitchen — complete with a walk-in food pantry that makes storage a breeze. The main-floor Master Suite features an en-suite bathroom with a garden tub and walk-in closet. Head upstairs to find all new carpet in the three additional bedrooms plus a second full bathroom — plenty of room for the whole family to spread out! Unwind on your screened-in patio soaking in breathtaking lake views — a peaceful escape right in your own backyard. Save on utilities with natural gas-powered stove, dryer, and air conditioner! Lutz is one of Tampa Bay's most desirable communities, and this location delivers! Just minutes from the Tampa Premium Outlet Mall, The Grove, top-rated restaurants, and everyday shopping — all with fast access to all major roadways and interstates. Zoned for a great school district and with low HOA fees and NO CDD, this is the opportunity you've been waiting for. Priced to sell — don't wait, this one won't last!

Translating description...

Listings courtesy of LOKATION as distributed by MLS GRID.

Listed by: Scott Burchfield • scottburchfield@hotmail.com • LOKATION

Co-listed by: LOKATION

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8539138 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$220,000$460,000
1%20%
0%90%
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Estimated monthly payment

$1,923/mo

  • Mortgage$1,719
  • Property tax$176
  • HOA fee
  • Homeowners insurance
Due at closing$270,221
Down payment held in escrow$67,980
Closing costs$5,099
beycome credit Est.$6,798

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$6,798 Credit back

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Travel times

About Willow Bend Tr Mf02

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$339,900 Listed price

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$6,798 Credit back

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