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Active - House for sale

23 S Exuma Rd, Key Largo, FL 33037

5 bds|5 bth|3,550 sqft

Facts & features

House Property type
700 days on Beycome
1995 Year built
$731 Price/Sqft.
365,903,117 sqft Lot size

Why you’ll love it

SELLER FINANCING AVAILABLE. Waterfront home with deep canal and direct Atlantic Ocean access that features a new metal roof, 2 new A/C's, new paint, water heaters, etc. This home can be used as a 2 bed/ 2 bath downstairs and a 3 bed / 3 bath upstairs with separate entrances to both living areas or as a 5 bed / 5 bath combined home. The property can be used as a split rental and has a 5 star rating through VRBO with over 25 + reviews so it's a great investment opportunity. The oversized pool and jacuzzi are heated with a fully permitted outdoor Tiki hut and kitchen area which is fully fenced. The 70' wide concrete deep water dock has a 20,000 elevator lift and 11,000lb davits for your boats or jet skis. Pennekamp Park with great fishing and diving. Furnishings available. SELLER FINANCING.

Translating description...

Listings courtesy of Beycome.

Listed by: Steven Koleno • (804) 656-5007 • BEYCOME OF FLORIDA LLC

Co-listed by: BEYCOME OF FLORIDA LLC

Source: Beycome, MLS#: 13915938

Based on info available as of Nov 13, 2026 at 9:50 AM EST.

Come see by yourself

Affordability

$1,685,000$3,505,000
1%20%
0%90%
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Estimated monthly payment

$13,122/mo

  • Mortgage$13,122
  • Property tax$0
  • HOA fee
  • Homeowners insurance
Due at closing$2,063,025
Down payment held in escrow$519,000
Closing costs$38,925
beycome credit Est.$51,900

Beycome estimates only. Actual amounts and terms vary by lender and location.

Discover the neighborhood

Travel times

About Key Largo

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 8 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Copyright Beycome ©2026. Based on information as of Nov 13, 2026 at 09:50am EST.

$2,595,000 Listed price
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