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Active - House for sale

Elgin, IL

3 bds|2 bth|1,416 sqft

Facts & features

House Property type
1997 Year built
$282 Price/Sqft.
2 car garage Parking
$165/yr HOA

Why you’ll love it

Move-in ready in sought-after Willow Bay! This 3-bedroom, 2-bath home offers a fresh start with new luxury vinyl plank flooring in the kitchen with convenient breakfast bar overlooking the living space, a primary bedroom, beautiful hardwood flooring in the living room, abundant natural light, and fresh paint throughout. The home features a spacious main level with a comfortable, open layout. Three bedrooms provide flexibility for family, guests, work-from-home, or hobbies. Bedroom 3 features new carpet, while the bathrooms offer practical everyday functionality. Enjoy the outdoor space from the private deck, which has been cleaned and stained, with freshly painted railings overlooking the backyard with mature trees. The full basement provides additional storage and future possibilities, and the attached 2-car garage adds everyday convenience. With 1,416 square feet, three bedrooms, two bathrooms, and a full basement, this home offers flexibility for a variety of needs. Conveniently located near area schools, shopping, dining, parks, and commuter routes. Schools include Fox Meadow Elementary, Kenyon Woods Middle School, and South Elgin High School. Fresh updates, useful living space, and room to make it your own-it's ready for its next owner! Come take a look!

Translating description...

Listings courtesy of Prello Realty as distributed by MLS GRID.

Listed by: Nayibe Garces • Prello Realty

Co-listed by: Prello Realty

Source: MRED as distributed by MLS GRID, MLS#: 12781443 MRED as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 7:10 AM EST.

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Affordability

$260,000$540,000
1%20%
0%90%
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Estimated monthly payment

$2,736/mo

  • Mortgage$2,018
  • Property tax$705
  • HOA fee
  • Homeowners insurance
Due at closing$317,205
Down payment held in escrow$79,800
Closing costs$5,985
beycome credit Est.$7,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Willow Bay

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 14, 2026 at 07:10am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$399,000 Listed price

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$7,980 Credit back

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