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Active - House for sale

2786 HARMONIA HAMMOCK ROAD, St. Cloud, FL

5 bds|3 bth|2,626 sqft

Facts & features

House Property type
106 days on Beycome
2021 Year built
$168 Price/Sqft.
2 car garage Parking
$110/qtr HOA
13,504 sqft Lot size

Why you’ll love it

Seller to contribute $5K towards closing costs! Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.

Translating description...

Listings courtesy of THE FIRM RE as distributed by MLS GRID.

Listed by: Naf Zaman • nafees@thefirmrealty.com • THE FIRM RE

Co-listed by: Amer Lababidi • THE FIRM RE

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5154542 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 14, 2026 at 2:01 PM EST.

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Affordability

$285,000$595,000
1%20%
0%90%
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Estimated monthly payment

$2,875/mo

  • Mortgage$2,225
  • Property tax$613
  • HOA fee
  • Homeowners insurance
Due at closing$349,799
Down payment held in escrow$88,000
Closing costs$6,600
beycome credit Est.$8,800

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$8,800 Credit back

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Travel times

About Villages At Harmony Ph 1B

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$439,999 Listed price

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$8,800 Credit back

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