Active - House for sale
28 MICHIANA DRIVE, Terra Ceia, FL
Facts & features
Why you’ll love it
Experience the beauty of coastal Florida living in this beautiful three-bedroom, two-and-a-half-bathroom residence in Terra Ceia, offering 2,156 square feet of living space, saltwater lake views, and a tropical setting with tropical charm! Surrounded by lush landscaping and waterfront scenery, this three-story home offers comfort and coastal elegance. Notable updates include a 2025 roof, two AC systems installed in 2019 with new thermostats, and a 2023 water heater. An elevator provides convenient access to all three levels, while wood flooring throughout adds warmth and timeless appeal. The first level features an oversized garage with a separate storage area, providing plenty of room for vehicles, outdoor equipment, and all your Florida lifestyle essentials. Take the elevator or stairs to the second level, to the main living spaces. The spacious living room showcases views of the saltwater lake, with access to a private balcony perfect for enjoying your morning coffee and coastal breezes. A separate study or den offers a versatile space for a home office, reading retreat, or additional lounge area. The kitchen features granite countertops, stainless steel appliances, abundant cabinetry for storage, and access to another private balcony, creating the perfect spot for grilling and outdoor dining. A separate dining room and convenient half bathroom complete this level. Upstairs, the third floor is dedicated to comfortable private living spaces, including a spacious primary suite with its own private balcony, a large walk-in closet, and an ensuite bathroom. Two additional nicely sized bedrooms share a full bathroom and enjoy access to a shared balcony overlooking the beautiful saltwater lake, offering yet another peaceful setting to take in the surrounding scenery. A dedicated laundry room on this level adds everyday convenience. Step outside and discover your own tropical waterfront retreat! The private dock invites you to enjoy the peaceful waterside setting, while the oversized swim spa offers a relaxing place to unwind and soak up the Florida sunshine. With generous outdoor living space, lush tropical landscaping, and multiple private balconies, this property truly captures the essence of coastal living, whether you're enjoying the water views, entertaining guests, or simply relaxing in the fresh air. Nestled in the charming Terra Ceia area, known for its natural beauty, peaceful surroundings, and Old Florida coastal atmosphere, this home offers a wonderful escape while remaining conveniently connected to nearby destinations. Enjoy easy access to I-275 for travel to St. Petersburg, Tampa, Sarasota and surrounding areas, while Ellenton Premium Outlets is less than 20 minutes away for shopping and dining. Nearby Palmetto, Bradenton Beach and Anna Maria Island offer additional restaurants, local shops, parks, and waterfront recreation, while the beautiful Gulf Coast beaches, boating opportunities, and scenic nature preserves provide endless ways to embrace the Florida lifestyle. The vacant lot at 31 Michiana Dr across the street is also available for purchase at $175,000, offering a new dock and boating access to the Gulf. Combining stunning saltwater lake views, multiple balconies, a private dock, an oversized swim spa, and the convenience of an elevator, this exceptional Terra Ceia home offers a rare opportunity to experience tropical waterfront living at its finest. This is a one of a kind home so schedule your private showing today!
Listings courtesy of EXP REALTY LLC as distributed by MLS GRID.
Listed by: Jeffrey Borham, Pa • jeff@jeffborham.com • EXP REALTY LLC
Co-listed by: Mathew Bennett • EXP REALTY LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8566387
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
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Affordability
$4,359/mo
- Mortgage$3,666
- Property tax$693
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$14,500 Credit back
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About Terra Ceia
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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