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Active - House for sale

Wilmington, IL

2 bds|1 bth|1,386 sqft

Facts & features

House Property type
1969 Year built
$252 Price/Sqft.
4 car garage Parking
$165/qtr HOA
22,651 sqft Lot size

Why you’ll love it

  • Waterfront
  • Private boat ramp
  • Four-car garage
  • Fireplace
  • Granite counters

Waterfront Retreat with your own Boat Ramp & 4-Car Garage/Workshop Love to fish, boat, hunt or simply enjoy peace and quiet? Want the convenience of your own private boat ramp? Looking for a spacious workshop or a place to store your vehicles, boats, and toys? Do you enjoy entertaining family and friends outdoors on a large, private lot? If so, this charming waterfront cottage may be exactly what you've been looking for. Situated on a quiet corner lot toward the end of a dead-end street, this two-bedroom, one-bath cottage offers direct channel access to the Kankakee River from your own private boat ramp. Enjoy the wildlife from the beautiful water views from one side of the property and picturesque open fields filled with deer and pheasants from the other. Inside, the home features a surprisingly spacious living room featuring a beautiful brick fireplace, creating the perfect gathering place after a day on the river. The completely remodeled bathroom features a large walk-in tiled shower, quartz vanity top, and modern fixtures. The kitchen offers an abundance of solid wood cabinetry complemented by new granite countertops, providing plenty of storage and workspace. Spacious closets and a laundry room with a separate entrance. Whether you're looking for a weekend getaway or a year-round residence, this home is move-in ready with: * Privately owned Boat Ramp on Channel that can accommodate a 24-foot boat * Four-Car garage/workshop * Large corner lot * Natural gas furnace * Central air conditioning * Private deep well with excellent water quality and pressure * Private septic system * New luxury vinyl plank flooring throughout * Spacious closets * Completely updated plumbing * New water heater * New pressure tank * New electrical service panel in the home * Separate new electrical panel and wiring in the oversized four-car garage Spend your mornings fishing, afternoons boating on the Kankakee River, and evenings relaxing around a fire while watching wildlife from your own backyard. Whether you're seeking a peaceful retreat, a full-time residence, or the perfect gathering place for family and friends, this property offers a lifestyle that's hard to find. The impressive 4-car garage offers abundant space for vehicles, boats, hobbies, or a workshop. Special Note- Upgrades by licensed contractors * New electrical wiring and new service panel in garage * New electrical service panel in house * All new plumbing and plumbing fixtures to include new hot water heater and pressure tank * All new Luxury Vinyl Flooring throughout * Completely upgraded bathroom with ex-large tile shower and quartz counter-tops * Real wood kitchen cabinets with new granite counter-tops * Septic system pumped

Translating description...

Listings courtesy of HomeSmart Realty Group as distributed by MLS GRID.

Listed by: Marlene Carlson • HomeSmart Realty Group

Co-listed by: HomeSmart Realty Group

Source: MRED as distributed by MLS GRID, MLS#: 12778809 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 7:32 PM EST.

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Affordability

$225,000$470,000
1%20%
0%90%
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Estimated monthly payment

$2,128/mo

  • Mortgage$1,767
  • Property tax$306
  • HOA fee
  • Homeowners insurance
Due at closing$277,853
Down payment held in escrow$69,900
Closing costs$5,243
beycome credit Est.$6,990

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Wilmington

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

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Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 07:32pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$349,500 Listed price

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