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Active - House for sale

302 40TH STREET CIRCLE W, Palmetto, FL

3 bds|2 bth|1,104 sqft

Facts & features

House Property type
103 days on Beycome
1987 Year built
$199 Price/Sqft.
1 car garage Parking
$290/mo HOA
4,269 sqft Lot size

Why you’ll love it

Virtually Staged. Move-in ready and packed with upgrades, this 2 bedroom, 2 bath villa with a loft delivers incredible value. Kitchen and Baths have been updated. Enjoy brand-new laminate flooring, new carpet, and a bright corner-unit layout with your own one-car garage. Tucked away on a quiet dead-end street, you get privacy and peace with no through-traffic. Comes partially furnished. Major expenses have already been handled: the HOA has replaced the roof on this home, is replacing roofs throughout the neighborhood, and will soon repaint all exterior buildings — all for just $290/month. That means fewer surprises and more long-term savings. Perfect for anyone working in St. Pete, this location offers an easy commute while giving you a comfortable, low-maintenance place to come home to.

Translating description...

Listings courtesy of PREFERRED SHORE LLC as distributed by MLS GRID.

Listed by: Grace Bonaccorso • graceluvs2sell@gmail.com • PREFERRED SHORE LLC

Co-listed by: PREFERRED SHORE LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4702013 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$145,000$295,000
1%20%
0%90%
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Estimated monthly payment

$1,646/mo

  • Mortgage$1,112
  • Property tax$244
  • HOA fee
  • Homeowners insurance
Due at closing$174,900
Down payment held in escrow$44,000
Closing costs$3,300
beycome credit Est.$4,400

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$4,400 Credit back

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Travel times

About Melwood Oaks Ph I

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$220,000 Listed price

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$4,400 Credit back

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