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Active - House for sale

Elgin, IL

4 bds|2 bth + 1 half|3,960 sqft

Facts & features

House Property type
2005 Year built
$114 Price/Sqft.
2 car garage Parking
$425/yr HOA
8,712 sqft Lot size

Why you’ll love it

Welcome to this spacious 4-bedroom, 2.5-bath cedar two-story home in the desirable Providence neighborhood of Elgin. Set on a beautifully landscaped lot, the home features a 2.5-car attached garage, private backyard patio, and a convenient location just steps from neighborhood parks and trails, with easy access to the hospital, Elgin Community College, and the interstate. Inside, modern neutral decor, laminate flooring, and an open floorplan create a bright and inviting atmosphere. The main level offers a comfortable living room, formal dining room, and welcoming family room with a stone fireplace and direct access to the backyard. The eat-in kitchen features a closet pantry and tile backsplash, while a first-floor home office, powder room, and laundry room add everyday convenience. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a walk-in closet and private bath with double-bowl vanity, plus a versatile loft area ideal for a second office, playroom, or additional living space. A partial basement with crawl space provides extra storage and flexibility. Recent updates include a newer roof, water heater, and exterior paint. A low HOA fee includes access to the neighborhood clubhouse, and the home is served by Central School District.

Translating description...

Listings courtesy of One Source Realty as distributed by MLS GRID.

Listed by: Matthew Kombrink • One Source Realty

Co-listed by: One Source Realty

Source: MRED as distributed by MLS GRID, MLS#: 12729170 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 7:32 PM EST.

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Affordability

$290,000$605,000
1%20%
0%90%
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Estimated monthly payment

$3,290/mo

  • Mortgage$2,275
  • Property tax$980
  • HOA fee
  • Homeowners insurance
Due at closing$357,671
Down payment held in escrow$89,980
Closing costs$6,749
beycome credit Est.$8,998

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Providence

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 07:32pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$449,900 Listed price

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$8,998 Credit back

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