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Active - House for sale

Ottawa, IL

4 bds|2 bth + 1 half|2,398 sqft

Facts & features

House Property type
17 days on Beycome
1894 Year built
$152 Price/Sqft.
2 car garage Parking

Why you’ll love it

This stunning home is like walking into a welcoming hug. Blending timeless architectural charm and thoughtful modern updates, it's your opportunity to own a remarkable piece of Ottawa's history. From the moment you step inside the foyer, you'll be captivated by original details that simply can't be recreated. Natural light pours through the home highlighting original character such as the historic banister, transoms, and two sets of French doors. Enjoy the seamless flow between the spacious living room, dining room, and sun room. The updated kitchen compliments the vintage architectural style. Major mechanical system improvements have been professionally completed for your peace of mind and include zoned HVAC systems, a full electrical upgrade from 60 to 200-amp service, updated plumbing, sewer line replacement, and a new hot water heater. The basement includes Permaseal waterproofing, and a built in workbench. The primary suite was fully reimagined into a private retreat featuring a soaking tub, separate shower, wine fridge, and washer/dryer combo. Upstairs also includes two additional bedrooms, and full bathroom, refinished hardwood floors, updated windows, and curated lighting throughout. Additional highlights include a third-floor walk up attic, multiple balconies, freshly painted exterior, and a beautifully landscaped corner lot with fire pit, shed, and hardwired landscape lighting. Above the garage is an approximately 323 sq ft. flex space loft. 303 E Prospect isn't just a house...it's a beautiful way of life. Property has been lovingly cared for, maintained, and updated, and is being sold as-is.

Translating description...

Listings courtesy of Fathom Realty IL LLC as distributed by MLS GRID.

Listed by: Stefany Gilchrist-Wilkans • Fathom Realty IL LLC

Co-listed by: Fathom Realty IL LLC

Source: MRED as distributed by MLS GRID, MLS#: 12794951 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$235,000$495,000
1%20%
0%90%
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Estimated monthly payment

$2,348/mo

  • Mortgage$1,846
  • Property tax$503
  • HOA fee
  • Homeowners insurance
Due at closing$290,175
Down payment held in escrow$73,000
Closing costs$5,475
beycome credit Est.$7,300

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Ottawa

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$365,000 Listed price

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$7,300 Credit back

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