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Active - House for sale

Ottawa, IL

3 bds|4 bth|3,953 sqft

Facts & features

House Property type
2023 Year built
$329 Price/Sqft.
3 car garage Parking
$130/mo HOA

Why you’ll love it

Welcome to refined riverfront living in the heart of Heritage Harbor, where timeless design meets resort-style luxury along the scenic shores of the Illinois River. Perfectly positioned to capture sweeping water views, this extraordinary ranch home with a finished walkout basement offers front-row vistas of the marina from your inviting front porch and panoramic river views from the screened-in porch and stamped concrete patio. Mornings begin with coffee overlooking the harbor; evenings end under a canopy of stars as barges drift quietly by. The front porch sets the tone with custom brick-pattern concrete and stately custom columns-an elegant welcome to what lies beyond. Step inside and a dramatic two-story entry unfolds, illuminated by a stunning light tunnel that fills the space with natural brilliance. Designed with impeccable attention to detail, the main level showcases custom cabinetry throughout. Built-in bookshelves and charming window seats frame the fireplace in the great room, creating a warm yet sophisticated gathering space. The gourmet kitchen is a true showpiece, featuring a large quartz-topped island, designer tile backsplash, high-end appliances, and a stylish coffee bar. A built-in bench and hooks accent the mudroom, while the first-floor laundry includes custom cabinetry and a utility sink for convenience. The dining room's tray ceiling adds architectural elegance, and sliding glass doors from both the dining area and great room open seamlessly to a screened-in outdoor living and dining retreat. The luxurious primary suite is a private sanctuary with two custom walk-in closets and direct access to the screened porch for peaceful mornings overlooking the river. The spa-inspired bath offers a double vanity and an impressive two-person, floor-to-ceiling tiled shower. A heated three-car garage with epoxy floors and pull-down attic access ensures both comfort and storage are never compromised. Downstairs, the finished walkout basement expands your living and entertaining possibilities. A spacious third bedroom with bun beds enjoys its own private bath. A full wet bar opens to an expansive recreation room and additional family room anchored by a second fireplace-ideal for hosting gatherings year-round. Step outside to the stamped concrete patio, the perfect setting for a hot tub as you relax beneath open skies and take in tranquil river views. One of the home's most distinctive features is the one-of-a-kind Harbor Life Room-a versatile, inspired space with private bath and closet, plus direct outdoor access. Whether envisioned as an entertainer's lounge, fitness studio, hobby retreat, children's game room, kayak room or it can be easily converted to a fourth bedroom, this flexible space adapts beautifully to your lifestyle. Additional premium features include a tankless water heater and whole-house humidifier, reflecting the thoughtful quality found throughout. Meticulously maintained and designed for both comfort and sophistication, this exceptional residence offers the ultimate blend of luxury, leisure, and location-just 15 minutes from the breathtaking trails and canyons of Starved Rock State Park. This is more than a home. It is riverfront living at its finest

Translating description...

Listings courtesy of Homesmart Realty Group IL as distributed by MLS GRID.

Listed by: Tammy Barry • Homesmart Realty Group IL

Co-listed by: Homesmart Realty Group IL

Source: MRED as distributed by MLS GRID, MLS#: 12573351 MRED as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 10:33 AM EST.

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Affordability

$845,000$1,755,000
1%20%
0%90%
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Estimated monthly payment

$9,405/mo

  • Mortgage$6,568
  • Property tax$2,707
  • HOA fee
  • Homeowners insurance
Due at closing$1,032,705
Down payment held in escrow$259,800
Closing costs$19,485
beycome credit Est.$25,980

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Heritage Harbor

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 13, 2026 at 10:33am EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,299,000 Listed price

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