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Active - House for sale

3122 MONTSERRAT WAY, Haines City, FL

4 bds|3 bth|1,940 sqft

Facts & features

House Property type
103 days on Beycome
2003 Year built
$160 Price/Sqft.
2 car garage Parking
$222/qtr HOA
6,486 sqft Lot size

Why you’ll love it

**PRICE ADJUSTMENT & HOME WARRANTY** Amazing value! Don't miss out on this attractive 4-bedroom, 3-bath pool home in the gated, golf course community of Southern Dunes in Haines City. A generous living and dining room opens into a bright kitchen and dinette that flows straight out to the screened lanai and pool — easy living, indoors and out. The split floor of the Cape San Blas model gives everyone genuine privacy, and the spacious primary suite offers a separate shower and garden tub, a large walk-in closet, plus a dedicated owner's closet. Pride of ownership shows throughout: AC and pool heater both approximately 2019, and solar panels that may transfer to the new buyer for real savings on utilities. Southern Dunes is a master-planned community known for its outstanding amenities, centred around a championship 18-hole golf course with a floodlit driving range at the clubhouse. The golf course clubhouse is open to non-members and features a great restaurant serving hot meals and weekend brunch, along with evening activities such as trivia and bingo — a real hub of community life. Residents also enjoy resort-style pools, tennis courts, and a fitness center, all within a secure gated community. The location is equally impressive, with easy access to the Disney corridor as well as nearby shopping, dining favorites such as Manny's Chophouse, medical facilities, and local gyms. Picturesque Winter Haven is just a short drive away, and Tampa, Lakeland, and Orlando International Airport are all within easy reach. This is an exceptional opportunity to own a well-appointed home in a prime location that continues to attract both homeowners and investors alike.

Translating description...

Listings courtesy of COLDWELL BANKER REALTY as distributed by MLS GRID.

Listed by: Nikki Ansons • nikkia.realtor@gmail.com • COLDWELL BANKER REALTY

Co-listed by: COLDWELL BANKER REALTY

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5154828 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$200,000$420,000
1%20%
0%90%
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Estimated monthly payment

$2,001/mo

  • Mortgage$1,568
  • Property tax$359
  • HOA fee
  • Homeowners insurance
Due at closing$246,450
Down payment held in escrow$62,000
Closing costs$4,650
beycome credit Est.$6,200

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Southern Dunes / Kokomo Bay Ph 01

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$310,000 Listed price

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$6,200 Credit back

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