Skip to main content

Active - House for sale

3157 N CANAL DRIVE, Palm Harbor, FL

5 bds|3 bth + 1 half|4,496 sqft

Facts & features

House Property type
45 days on Beycome
1988 Year built
$377 Price/Sqft.
3 car garage Parking
6,556 sqft Lot size

Why you’ll love it

  • Waterfront
  • Boat dock
  • Pool
  • In-law suite
  • New roof

LAKE TARPON LUXURY WATERFRONT LIVING Wake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment. Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving. Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside. Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: • New Roof (2021) • Three New HVAC Systems (2023) • Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) • Windows and Pool-Deck Sliding Doors Replaced (2019) • Refurbished Private Dock with Davits and Covered Lifts (2023) These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership. Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be purchased fully furnished, offering a seamless transition into one of Palm Harbor's most desirable waterfront communities. 360° Virtual Tour, Interactive Floor Plan, and Video Walkthrough Available.

Translating description...

Listings courtesy of PREMIER COMMUNITY REALTY INC as distributed by MLS GRID.

Listed by: Brett Schroder • brett.schroder@nexgenconsultancy.expert • PREMIER COMMUNITY REALTY INC

Co-listed by: PREMIER COMMUNITY REALTY INC

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8553882 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

Come see by yourself

Affordability

$1,100,000$2,290,000
1%20%
0%90%
Discover how to buy smarter Book a call with our buying expert
Estimated monthly payment

$9,230/mo

  • Mortgage$8,571
  • Property tax$659
  • HOA fee
  • Homeowners insurance
Due at closing$1,347,525
Down payment held in escrow$339,000
Closing costs$25,425
beycome credit Est.$33,900

Beycome estimates only. Actual amounts and terms vary by lender and location.

Save Credit back

Make a winning offer, and get up to

$33,900 Credit back

Start an offer

Discover the neighborhood

Travel times

About Lake Tarpon Estates

Loading area overview…

This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,695,000 Listed price

Make a winning offer, and get up to

$33,900 Credit back

Make an offer