Active - House for sale
3202 PINE SHADOW DRIVE, Land O' Lakes, FL
Facts & features
Why you’ll love it
- Waterfront
- Garage
- Tile floors
- Solar
- Dock
Waterfront Under $450K | Lake Padgett Estates | Land O' Lakes Bring the ski boat, the fishing boat, and the jet ski! This updated 3-bed, 2-bath, 1,500 sq ft home with a 2-car garage sits on the shore of Lake Saxon in Lake Padgett Estates, with a private dock, canal access, and no backyard neighbors. It's the only waterfront home in the area currently offered under $450,000. The Home 3 bedrooms, 2 updated bathrooms, large 2-car garage Newer tile flooring throughout Roof is only 6 years old $6,000 water softening system Solar panels keep utilities under $75/month, even in summer 2-year-old dock Fruit trees: 3 mango trees and a Meyer lemon tree that bear fruit every year Not in a flood zone No HOA fees Financing Opportunity - Potential assumable FHA loan at approximately 4%, which could mean significant savings compared with current market rates. Assumption is subject to lender approval, buyer qualification, and FHA requirements. The Lifestyle Lake Padgett Estates gives you private access to 3 additional lakes, two of them ski lakes, with community boat ramps on all 4. Amenities include: 5 community parks and horse stables Tennis and pickleball courts Basketball court Children's playgrounds Covered picnic pavilions Waterfront living. Private dock. Ski lakes. No flood zone. No HOA. Solar-low utilities. Potential 4% assumable FHA loan. Opportunities like this don't last. Home is on a lockbox, so schedule your showing today!
Listings courtesy of AMETHYST PROPERTY ADVISORS LLC as distributed by MLS GRID.
Listed by: Viral Doshi • sunflowerhomedeals@gmail.com • AMETHYST PROPERTY ADVISORS LLC
Co-listed by: AMETHYST PROPERTY ADVISORS LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8561275
Based on info available as of Nov 4, 2026 at 12:21 PM EST.
Come see by yourself
Affordability
$2,756/mo
- Mortgage$2,270
- Property tax$486
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$8,980 Credit back
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About Lake Padgett Estates
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Disclaimer
Based on information submitted to the MLS GRID as of Nov 04, 2026 at 12:21pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Make a winning offer, and get up to
$8,980 Credit back