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Active - House for sale

321 N 12TH STREET, Flagler Beach, FL

3 bds|2 bth|1,658 sqft

Facts & features

House Property type
3 days on Beycome
1985 Year built
$814 Price/Sqft.
8,799 sqft Lot size

Why you’ll love it

Welcome to the ultimate Flagler Beach paradise! Situated on a deep-water canal with no fixed bridges and less than five minutes from the Intracoastal Waterway, 321 N. 12th St. offers a dream setup for boaters, water sports enthusiasts, and beach lovers alike. Featuring comprehensive, high-end improvements completed entirely within the past three years, this home shows like new and blends modern elegance with effortless coastal living. Step inside to an open-concept living and dining area flooded with natural light, flowing seamlessly into a chef’s kitchen equipped with rich wood cabinetry, expansive granite countertops, stainless steel appliances, and a massive wraparound breakfast bar ideal for entertaining. The spacious primary suite serves as a true private retreat, showcasing wood-accented architectural details, direct pool access, dual vanities, a custom walk-in closet, a custom walk-in shower with body jets, and a luxurious soaking tub with multi-jet hydrotherapy. Additional interior highlights include stylish wood-look flooring throughout main living spaces, updated modern baths, a well-appointed laundry room, and a pristine, epoxy-finished garage. Step outside into your private backyard oasis, featuring a covered brick-paved lanai, a sparkling screened-in swimming pool with stone waterfall, lush tropical landscaping, and a private covered boat dock right on the deep-water canal. Located in one of Flagler Beach's most desirable streets, you are close enough to walk to the beach or stroll into town, and just a quick golf cart ride away from local dining, shopping, and beachside attractions. Experience the best of Florida waterfront living—schedule your private tour today!

Translating description...

Listings courtesy of KOKOMO REALTY LLC as distributed by MLS GRID.

Listed by: Frederick Ferrara, Iii • flaglerfred@gmail.com • KOKOMO REALTY LLC

Co-listed by: Robert Cozzone • KOKOMO REALTY LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: FC322700 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$880,000$1,825,000
1%20%
0%90%
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Estimated monthly payment

$7,730/mo

  • Mortgage$6,826
  • Property tax$903
  • HOA fee
  • Homeowners insurance
Due at closing$1,073,250
Down payment held in escrow$270,000
Closing costs$20,250
beycome credit Est.$27,000

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$27,000 Credit back

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Travel times

About Palma Vista Sub

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Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 4 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$1,350,000 Listed price

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$27,000 Credit back

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