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3294 MINNOW CREEK DRIVE, Hernando Beach, FL
Facts & features
Why you’ll love it
Discover the ultimate Florida boating lifestyle in this exceptional waterfront home in Hernando Beach, where direct Gulf access is just minutes away. Located on a deep-water canal, this beautifully maintained home offers the perfect combination of quality construction, modern updates, and resort-style outdoor living. The thoughtfully designed two-story home features 3 bedrooms and 2 full baths, with the main living area located on the upper level to maximize water views and coastal breezes. An expansive outdoor living area overlooks the screened pool below, creating the perfect setting for morning coffee, evening drinks, or entertaining family and friends while enjoying the waterfront scenery. At the heart of the home is an updated kitchen featuring quartz countertops, a large center island, and abundant wood cabinetry incl. pull-outs and soft-close drawers, flowing seamlessly into the main living and dining spaces for comfortable everyday living and effortless entertaining. Step outside to your private tropical retreat, complete with an in-ground pool fully screen-enclosed. Whether you're relaxing poolside or watching boats pass by from the upper deck, every day feels like a vacation. Designed with boaters in mind, the property includes a 12,000-pound boat lift (2020) with attached dock, making it easy to keep your boat in the water and head out for a day of fishing, scalloping, fun at the Hernando Beach ''flats'', or watching unforgettable sunsets over the open Gulf. Additional features include an elevator providing convenient access between levels, an oversized garage with extra storage and a loft, a metal roof (2018), double pane windows, hurricane shutters, and a built-in pest control tube system for added convenience and peace of mind. Whether you're searching for a full-time waterfront residence or the perfect coastal getaway, this home offers everything that makes Hernando Beach one of Florida's hidden gems--deep-water boating, quick Gulf access, beautiful outdoor living, and the relaxed coastal lifestyle you've been dreaming of.
Listings courtesy of TROPIC SHORES REALTY LLC as distributed by MLS GRID.
Listed by: Silvia Dukes, Pa • silviadfl@yahoo.com • TROPIC SHORES REALTY LLC
Co-listed by: TROPIC SHORES REALTY LLC
Source: Stellar MLS as distributed by MLS GRID, MLS#: W7888444
Based on info available as of Nov 13, 2026 at 12:33 PM EST.
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Affordability
$4,747/mo
- Mortgage$4,435
- Property tax$312
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$17,540 Credit back
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Travel times
About Gulf Coast Ret
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone AE
In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.
More details
Base flood elevation: 12 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$17,540 Credit back
