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Active - House for sale

34146 UMBRELLA ROCK DRIVE, Webster, FL

3 bds|3 bth|2,081 sqft

Facts & features

House Property type
95 days on Beycome
1992 Year built
$201 Price/Sqft.
51,677 sqft Lot size

Why you’ll love it

The property has not experienced flooding, including during recent major hurricanes. Cedar-sided 3-bedroom, 3-bath single-family home on 1.2 acres in Ridge Manor Estates, offering privacy, character, and plenty of space without an HOA. The home features an open floor plan with a wood-burning fireplace, along with updated flooring, lighting, interior and exterior doors, windows, and electrical fixtures. The kitchen and living areas have been opened up to create a more spacious flow throughout the home. Major systems have also been updated, including a newer roof, HVAC system, water heater, and well pump. A whole-house water filtration system provides additional water treatment for the property. The utility room has been converted into a dedicated office with a window A/C unit, providing a flexible workspace or additional room for a variety of uses. Outside, the property offers 1.2 acres with mature trees, established landscaping, and a deck for enjoying the surrounding natural setting. The cedar exterior adds character that is uncommon among newer homes, while the acreage provides room for outdoor living, gardening, pets, or simply enjoying the privacy of the property. Located in Ridge Manor Estates with convenient access to major roads and nearby amenities. The property is served by a private well and septic system.

Translating description...

Listings courtesy of SAVVY AVENUE, LLC as distributed by MLS GRID.

Listed by: Moe Mossa • Moe@remoe.com • SAVVY AVENUE, LLC

Co-listed by: SAVVY AVENUE, LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: A4702594 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$270,000$565,000
1%20%
0%90%
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Estimated monthly payment

$2,406/mo

  • Mortgage$2,119
  • Property tax$287
  • HOA fee
  • Homeowners insurance
Due at closing$333,105
Down payment held in escrow$83,800
Closing costs$6,285
beycome credit Est.$8,380

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$8,380 Credit back

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Travel times

About Ridge Manor Estate

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 64 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$419,000 Listed price

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$8,380 Credit back

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