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Active - Townhouse for sale

3420 HOME TOWN LANE, St. Cloud, FL

3 bds|2 bth + 1 half|1,926 sqft

Facts & features

Townhouse Property type
94 days on Beycome
2005 Year built
$146 Price/Sqft.
1 car garage Parking
$241/mo HOA
2,526 sqft Lot size

Why you’ll love it

Seller will consider seller financing with a 12% down payment, 6.5% interest rate, 30-year amortization, and a balloon payment due in 5 years. Welcome to this spacious three-bedroom, two-and-a-half-bath townhome in St. Cloud, offering over 1,900 square feet of living space. As you arrive, you’re greeted by an attractive brick exterior, a paver driveway and walkway, covered front entry, and attached one-car garage. Step inside to a tiled entryway that leads toward the main living areas at the rear of the home. The bright, open living and dining space is filled with natural light from large windows and a sliding glass door leading to the covered back porch. Fresh interior paint, new carpet, updated light fixtures, and ceiling fans give the home a clean, refreshed feel. The kitchen features stainless steel appliances, a closet pantry, breakfast bar, and ample counter and cabinet space. Between the kitchen and garage, the interior laundry room offers plenty of open shelving for additional storage. The spacious primary suite is located on the first floor and features a private en suite bathroom with a walk-in shower. Upstairs, two additional spacious bedrooms share a Jack-and-Jill bathroom complete with a dual vanity and a tub/shower combination. Step outside to the nearly 300-square-foot covered back porch, providing plenty of room for outdoor seating, dining, or entertaining. The porch overlooks a landscaped green space accented by mature trees, creating an inviting outdoor extension of the home. Conveniently located in St. Cloud near shopping, dining, downtown St. Cloud, and the St. Cloud Lakefront, this home combines a spacious floor plan with a great location and plenty of indoor and outdoor living space. Don’t miss the opportunity to make this spacious St. Cloud townhome your own—schedule your private showing today!

Translating description...

Listings courtesy of FLORIDA PINES REALTY, LLC as distributed by MLS GRID.

Listed by: Steven Durrance • steven@floridapinesrealty.com • FLORIDA PINES REALTY, LLC

Co-listed by: FLORIDA PINES REALTY, LLC

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5155546 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$185,000$380,000
1%20%
0%90%
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Estimated monthly payment

$2,084/mo

  • Mortgage$1,426
  • Property tax$417
  • HOA fee
  • Homeowners insurance
Due at closing$224,190
Down payment held in escrow$56,400
Closing costs$4,230
beycome credit Est.$5,640

Beycome estimates only. Actual amounts and terms vary by lender and location.

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About Town Center Villas

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Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$282,000 Listed price

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$5,640 Credit back

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