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Active - House for sale

3439 40TH TERRACE E, Bradenton, FL

3 bds|2 bth|1,813 sqft

Facts & features

House Property type
14 days on Beycome
2004 Year built
$270 Price/Sqft.
2 car garage Parking
$54/mo HOA
8,146 sqft Lot size

Why you’ll love it

  • Waterfront
  • Heated pool
  • New roof
  • Lanai
  • Vaulted ceilings

Escape to your private sanctuary! Featuring 78 feet of waterfront, this beautiful retreat offers tranquil water views, a wooded backdrop, and your own heated pool for an inviting Florida lifestyle. A brand-new roof installed in September 2026 adds peace of mind. Located in sought-after Oak Trace, this three-bedroom, two-bath home captures beautiful water and nature views from nearly every room. Step onto the spacious lanai, complete with new screens, and take in panoramic views of the water and surrounding trees. Whether enjoying your morning coffee, dining outdoors, or relaxing in the heated pool with an automatic water-leveling system, this peaceful setting makes every day feel like a getaway. Inside, soaring vaulted ceilings and stylish luxury vinyl plank flooring enhance the coastal contemporary design. The thoughtfully arranged split floor plan offers privacy, while three sets of sliding glass doors connect the interior to the inviting outdoor living space. The well-appointed kitchen features solid 42-inch cabinetry, ample storage, a pantry, a convenient breakfast bar, and a charming café nook. Retreat to the spacious primary suite, featuring two walk-in closets and an en suite bath with two new sinks, a walk-in shower, a Jacuzzi soaking tub, and a private water closet. Enjoy the peaceful surroundings of Oak Trace with low HOA fees of just $51 per month and convenient access to I-75, UTC shopping and dining, Gulf beaches, and St. Petersburg. Come experience the views, unwind by the pool, and make this private sanctuary your own!

Translating description...

Listings courtesy of MARK SPAIN REAL ESTATE as distributed by MLS GRID.

Listed by: Jessica Rask • missjessrask@gmail.com • MARK SPAIN REAL ESTATE

Co-listed by: MARK SPAIN REAL ESTATE

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8563349 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$320,000$660,000
1%20%
0%90%
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Estimated monthly payment

$2,992/mo

  • Mortgage$2,477
  • Property tax$461
  • HOA fee
  • Homeowners insurance
Due at closing$389,471
Down payment held in escrow$97,980
Closing costs$7,349
beycome credit Est.$9,798

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$9,798 Credit back

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Travel times

About Oak Trace

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$489,900 Listed price

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$9,798 Credit back

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