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Active - House for sale

35 MICHIANA DRIVE, Terra Ceia, FL

2 bds|1 bth|780 sqft

Facts & features

House Property type
2 days on Beycome
1957 Year built
$423 Price/Sqft.
6,800 sqft Lot size

Why you’ll love it

Waterfront Getaway with Private Dock on Terra Ceia Island Escape to paradise in this charming 2-bedroom, 1-bath waterfront cottage on picturesque Terra Ceia Island. Tucked along the breathtaking coast of Miguel Bay—an aquatic preserve. Perfect for nature lovers, boating enthusiasts, and anyone looking to relax by the water. This cottage offers a serene retreat while remaining close to major conveniences. Property Highlights: •780 Sq. Ft. of Living Space: Cozy yet well-designed layout to maximize comfort and functionality. • Screened-In Lanai (300 Sq. Ft.): Ideal for relaxing, entertaining, or extra storage—unwind with morning coffee or enjoy sunset views. • Private Dock with Davits: Perfect for a small boat, kayak, or paddleboard on a tranquil, shallow canal. • Well-Appointed Bedrooms: Each room features built-in closets and drawers for excellent storage and organization. • Open Living Area: Bright and airy living room and kitchen with coastal charm. • Comfortable Climate Control: Equipped with a heat pump and two window units for year-round comfort. • Outdoor Relaxation: A serene yard for lounging, grilling, or simply soaking up the Florida sunshine. Additional Features: • Convenient location near local dining, parks, and marinas.

Translating description...

Listings courtesy of LISTED SIMPLY as distributed by MLS GRID.

Listed by: Sinan Zakaria • support@listedsimply.com • LISTED SIMPLY

Co-listed by: LISTED SIMPLY

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8566709 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$215,000$445,000
1%20%
0%90%
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Estimated monthly payment

$1,887/mo

  • Mortgage$1,669
  • Property tax$218
  • HOA fee
  • Homeowners insurance
Due at closing$262,350
Down payment held in escrow$66,000
Closing costs$4,950
beycome credit Est.$6,600

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Terra Ceia

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 9 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$330,000 Listed price

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$6,600 Credit back

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