Active - House for sale
3506 N 12TH STREET, Tampa, FL
Facts & features
Why you’ll love it
HISTORIC CHARM, BEAUTIFULLY RENOVATED & NO HOA OR CDD! just minutes from Seminole Heights, Historic Ybor City and Downtown Tampa, This updated 3-bedroom, 2-bath Tampa home blends historic character with modern improvements and has been thoughtfully renovated and cared for throughout. The updated kitchen features beautiful soft-close cabinetry, modern finishes and generous functionality, complemented by remodeled bathrooms and updated living spaces. OPPORTUNITY: The existing FHA mortgage carries a 3.99% interest rate and is assumable for a qualified buyer, subject to lender approval and applicable assumption requirements. Application Package ready to go! NO HOA AND NO CDD add to the freedom this property offers. Plumbing and electrical systems in and under the home have been upgraded and permitted, including newer GFCI protection throughout. A separate, PERMITTED and fully air-conditioned flex/office space with over $10,000 invested provides the perfect setting for a home office, studio, gym, workshop or additional flexible space. An approximately $20,000 whole-home Generac generator system adds even more value and convenience. Step outside and discover one of this home's biggest advantages—an expansive, fully fenced and gated backyard offering exceptional privacy and room for a BOAT, RV, multiple vehicles, entertaining and more. Remote/keyless gated entry and a security camera system provide additional convenience and security. Complete with a welcoming wraparound L-shaped porch, this home offers a rare combination of historic character, extensive renovations, permitted improvements, modern conveniences and incredible usable outdoor space. Seller may contribute a portion to the Buyer concessions. RENOVATED HISTORIC HOME • NO HOA • NO CDD • PERMITTED IMPROVEMENTS • GENERAC GENERATOR • FLEX/OFFICE SPACE • SECURITY SYSTEM • REMOTE GATED ENTRY • HUGE PRIVATE BACKYARD. Schedule your private showing today!
Listings courtesy of THE SOMERDAY GROUP PL as distributed by MLS GRID.
Listed by: Nina Windham • windhamhouserealtor@gmail.com • THE SOMERDAY GROUP PL
Co-listed by: THE SOMERDAY GROUP PL
Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8539121
Based on info available as of Nov 14, 2026 at 2:01 PM EST.
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Affordability
$2,710/mo
- Mortgage$2,149
- Property tax$561
- HOA fee
- Homeowners insurance
Beycome estimates only. Actual amounts and terms vary by lender and location.
$8,500 Credit back
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Travel times
About Homestead Rev Map
This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.
Flood & climate risk
FEMA Flood Zone X
Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.
More details
Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.
Fire
Storm
Air quality
Pollen
Disclaimer
Based on information submitted to the MLS GRID as of Nov 14, 2026 at 02:01pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$8,500 Credit back