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Active - House for sale

Elgin, IL

4 bds|2 bth + 1 half|3,562 sqft

Facts & features

House Property type
11 days on Beycome
2021 Year built
$167 Price/Sqft.
3 car garage Parking
$500/yr HOA
10,411 sqft Lot size

Why you’ll love it

  • Garage
  • Walk-in closet
  • Patio
  • Basement

Welcome to 3626 Emerald Rd, a Meticulously Maintained Single Family Home Nestled in the Highly Sought-After Ponds of Stony Creek Community! At 3,562 Sq Ft of Finished Living Space, Plus an Additional 1,754 Unfinished Sq Footage in the Basement, This Oxford Floor Plan is One of the Largest Models and Has Potential to be 5,300+ of Living Space! This Incredible 4 Bed, 2.5 Bath Two-Story Home Also Offers a Versatile 1st-Floor Office w/ Possible 5th Bedroom, Upstairs Loft, Dual Staircases, 3 Walk-In Closets, a Huge Unfinished Basement & a 3-Car Epoxy-Coated Garage! Enter Through the Towering Two-Story Foyer, Which Flows Directly into the Formal Living & Dining Room, Perfect for Entertaining! Continue Back to the Open-Concept Family Room, Sitting Open to the Breakfast Area & Kitchen for the Ultimate Everyday Living Space! The Modern Kitchen Features an Oversized Island w/ Bar Stool Seating & Two Separate Pantries for All Your Storage Needs! Sliding Glass Doors off the Breakfast Area Lead to Your Brick Paver Patio (2024), a Great Spot for Morning Coffee or Evening Get-Togethers! The Office, Powder Room & Laundry Room are All Conveniently Tucked Along the Garage Entryway! Choose From Two Staircases to Make Your Way Upstairs to the Huge Owner's Suite, Complete w/ Coffered Ceilings, a Massive Walk-In Closet & Private Ensuite Bath! A Flexible Loft Space Rounds Out the 2nd Floor, w/ Room to Add Another Bedroom if Desired! The Massive Unfinished Basement Offers Tons of Storage Space & Comes Complete w/ a Freezer - Plus a Rough-In Already in Place for an Additional Full Bathroom, Making This a Wonderful Blank Canvas to Add Your Own Finishing Touches! Tons of Updates & Extras Include: Interior Partially Repainted (2025), Lighting Fixture Upgrades (2022 & 2024), Washer & Dryer (2021), Brick Paver Patio (2024), 3-Car Epoxy-Coated Garage, 2nd Refrigerator & Freezer in Basement, Basement Bathroom Rough-In, Radon Mitigation System, Built-In WiFi Connectivity System, 200 Amp Electrical Panel, Sump Pump & Ejector Pit, ADT Security System w/ 3 Built-In Cameras, Honeywell Smart Thermostat & 2 Attic Access Points (Master Bedroom & Garage) for Extra Storage! Situated in a Peaceful Neighborhood, Yet Only Minutes from the Randall Road Corridor's Shopping & Entertainment. Ponds of Stony Creek is a Sidewalk Community w/ a Neighborhood Park! Highly Acclaimed Community Unit School District 301! The Basement Refrigerator is the Original Fridge and is the One Included in the Sale. The Upstairs Refrigerator is Not Included.

Translating description...

Listings courtesy of eXp Realty - Chicago North Ave as distributed by MLS GRID.

Listed by: Ryan Widerberg • eXp Realty - Chicago North Ave

Co-listed by: eXp Realty - Chicago North Ave

Source: MRED as distributed by MLS GRID, MLS#: 12792388 MRED as distributed by MLS GRID logo

Based on info available as of Nov 1, 2026 at 6:20 PM EST.

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Affordability

$385,000$805,000
1%20%
0%90%
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Estimated monthly payment

$4,201/mo

  • Mortgage$3,009
  • Property tax$1,151
  • HOA fee
  • Homeowners insurance
Due at closing$473,025
Down payment held in escrow$119,000
Closing costs$8,925
beycome credit Est.$11,900

Beycome estimates only. Actual amounts and terms vary by lender and location.

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$11,900 Credit back

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Travel times

About Ponds Of Stony Creek

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Midwest Real Estate Data (MRED) All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of the Multiple Listing Service. Real estate listings held by brokerage firms other than Midwest Real Estate Data may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. Copyright ©2026 All rights reserved. Based on information submitted to the MLS GRID as of Nov 01, 2026 at 06:20pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$595,000 Listed price

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$11,900 Credit back

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