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Active - House for sale

3712 BAY COURT, St. Cloud, FL

2 bds|2 bth|1,136 sqft

Facts & features

House Property type
102 days on Beycome
1984 Year built
$229 Price/Sqft.
$310/mo HOA
1,437 sqft Lot size

Why you’ll love it

Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.

Translating description...

Listings courtesy of PREFERRED REAL ESTATE BROKERS as distributed by MLS GRID.

Listed by: Christian Rosa • ContuRosa.Group@gmail.com • PREFERRED REAL ESTATE BROKERS

Co-listed by: Paola Rosa, Pa • PREFERRED REAL ESTATE BROKERS

Source: Stellar MLS as distributed by MLS GRID, MLS#: S5154904 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 12, 2026 at 1:05 PM EST.

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Affordability

$170,000$350,000
1%20%
0%90%
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Estimated monthly payment

$1,839/mo

  • Mortgage$1,315
  • Property tax$214
  • HOA fee
  • Homeowners insurance
Due at closing$206,700
Down payment held in escrow$52,000
Closing costs$3,900
beycome credit Est.$5,200

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Pine Lake Villas

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone X

Outside the high-risk Special Flood Hazard Area — flood insurance is usually optional but still worth considering.

More details

Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 12, 2026 at 01:05pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$260,000 Listed price

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$5,200 Credit back

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