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Active - Condominium for sale

3775 40TH LANE S UNIT L, St. Petersburg, FL

3 bds|2 bth|1,375 sqft

Facts & features

Condominium Property type
28 days on Beycome
1974 Year built
$164 Price/Sqft.

Why you’ll love it

Welcome home to this rarely available 3-bedroom, 2 bath residence in the highly desired, resort-style community of Bermuda Bay. Tucked inside a secure, gated neighborhood along the shimmering shores of Boca Ciega Bay, this beautifully maintained condo offers a warm, inviting, and well-designed traditional floor plan ideal for comfortable Florida living. Step inside to a bright and welcoming living room, filled with natural light and coastal character. The separate dining area provides an intimate space for meals and gatherings, while the kitchen features ample cabinetry, generous counter space, and a practical, functional layout perfect for everyday cooking or entertaining. The spacious primary bedroom offers a peaceful retreat with its own private bath and abundant closet space. Two additional bedrooms provide incredible flexibility—ideal for guests, a home office, or a hobby room. With two full bathrooms, the layout feels comfortable, convenient, and thoughtfully arranged for both privacy and livability. This condo is freshly painted, new floors, updated bathrooms, electrical panel upgraded. Outside, this community truly shines. Bermuda Bay offers two sparkling heated pools, a private sandy beach, tennis and pickleball courts, a clubhouse, lush walking paths, and beautifully maintained tropical landscaping. The gated entrance provides peace of mind while the resort-style amenities create the ultimate coastal haven. Just minutes from St. Pete Beach, Gulfport, downtown St. Petersburg, shops, dining, and entertainment, this condo is perfect as a full-time residence, seasonal escape, or investment opportunity.

Translating description...

Listings courtesy of PYRAMID REALTY INC. as distributed by MLS GRID.

Listed by: Andrea Grutman • andreagrutman@gmail.com • PYRAMID REALTY INC.

Co-listed by: PYRAMID REALTY INC.

Source: Stellar MLS as distributed by MLS GRID, MLS#: TB8559103 Stellar MLS as distributed by MLS GRID logo

Based on info available as of Nov 13, 2026 at 12:33 PM EST.

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Affordability

$145,000$305,000
1%20%
0%90%
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Estimated monthly payment

$1,462/mo

  • Mortgage$1,138
  • Property tax$325
  • HOA fee
  • Homeowners insurance
Due at closing$178,875
Down payment held in escrow$45,000
Closing costs$3,375
beycome credit Est.$4,500

Beycome estimates only. Actual amounts and terms vary by lender and location.

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Travel times

About Bermuda Bay Beach Condo

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This local overview has been generated by Artur AI, for informational purposes only. Please verify all details independently before relying on it.

Flood & climate risk

FEMA Flood Zone AE

In a FEMA Special Flood Hazard Area — flood insurance is typically required with a federally-backed mortgage.

More details

Base flood elevation: 10 ft. Source: FEMA National Flood Hazard Layer. Confirm on the FEMA Flood Map.

Disclaimer

Based on information submitted to the MLS GRID as of Nov 13, 2026 at 12:33pm EST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

$225,000 Listed price

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